Mar 31 2008

Plan ahead for out-of-town weddings


M has two wedding-related questions for me. I’ll answer the first now, and the second one about wedding gifts in an upcoming post:

Do any of you budget for future weddings (friends’ weddings, not your own)? I’m specifically thinking about ones that will require air travel, hotel, etc. Any tips are appreciated.

Thanks for your questions! I’ll do my best to answer them, and I hope readers will add their own ideas in the comments section.

Not many of my friends or family members are getting married in the near future. The last wedding I attended (that wasn’t my own) was in December 2006. The next one for us is in May (in Florida!), and as of now, that’s the last one we’ll be attending for some time, as far as I can tell.

I’ve written about my Florida trip plans (see links below), and while it’s looking to be cheaper than I first thought, it’s still going to be quite expensive for us. In fact, it’s probably going to be around 1/3 of the cost of our own wedding!

I think in a few years, more of my friends will be getting married, so it’s a good idea to plan ahead for those happy times so they won’t have a negative effect on our budget. Once our emergency fund is completed, we’ll start a separate savings sub-account, where we can earmark money for gifts in general, and also wedding travel.

I don’t know how much we’ll put in the general gifts/wedding travel fund just yet, but I’m guessing it’ll be somewhere around $25-50 per month or so until we’re up to about $1,000. Since we don’t have single/engaged friends in Pittsburgh, we’ll have to travel to the next wedding we attend–whenever that is. Dunno for sure on that, though.

If you sense that you’ll be attending some weddings in the future, it’s a good idea to start saving. How much should you sock away? Consider some costs of standard items I’ve listed below. There’s lots of room to be frugal here, of course.

And, if you know you’ll need to travel to attend someone’s wedding, the sooner you can start planning, the better it will be on your budget.

Costs many wedding guests can expect Read more »

Posted under Uncategorized | 6 Comments »
Mar 19 2008

Reader question: Saving money on wedding rings


A question from a reader:

My question is if you could recommend frugal places or tips regarding ring buying. My fiancé and I both want simple white gold or platinum (him only) bands with no diamonds, no engraving. Thanks!

Thanks for the question!

I think my advice will be limited, so I really hope other readers will add their input.

Since you want something simple, I think you’ll easily be able to find something that suits you without costing a fortune.

Before you even set foot into a jewelry store, decide how much money you are comfortable spending on your wedding bands. If it’s $300 (or whatever) total, don’t let yourself exceed that.

Also, don’t forget to factor in sales tax. If you spent $300, that’s $21in sales tax at 7 percent, and $18 at 6 percent, for example.

I would suggest that both of you go to a brick & mortar jewelry store so that you and your fiance can determine your correct ring size. That should save resizing it in the future, hopefully.

And, if your fiance is anything like my husband, his wedding band is the first ring he’s ever worn. It’s a good idea for him (and you) to try on styles you like to see how it looks with your skintone, to make sure the size of the ring compared to the size of your hand looks good, and to make sure it’s comfortable.

At first, Shane was leaning toward a white gold ring, but changed his mind and decided he preferred yellow gold once he saw how it looked on him.

As for me, I’m a white gold-only gal.

Anyways… Read more »

Posted under Uncategorized | 14 Comments »

Hey! I'm Kacie, wife and mother of 3. I write about my family's finance: how we save money, improve our spending, and plan for the future.

I hope I can inspire and encourage you to improve your situation. See disclosure.

I'm adopting a much slower-paced posting schedule, and treating this as a hobby blog now.

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