Retirement guide

Have you given enough thought to your retirement? Don’t be overwhelmed. I’m breaking it all down in a weekly series on my blog, appearing Wednesdays starting Feb. 1, 2012.

I’ll regularly update this page with a link to all my posts and other resources for easy reference.

Go here to see our retirement calculator, created by my husband, Shane.

  1. Series intro: From drugstore deals to retirement
  2. How do you want to spend your retirement years? This part is about planning your time spent; not planning the financials.
  3. How much money will you need to retire? This post will help you figure out your hypothetical retirement expenses. From there, we’ll calculate how much that will be in inflated dollars, and we’ll also factor in pensions and Social Security to get a final ballpark of how much we’ll need in our nest egg at retirement.
  4. How much should you save with each paycheck to reach your goal? For some people, 10-15% will be plenty, but it’s a rule of thumb that won’t fit everyone’s situation.
  5. Where should we invest our retirement funds? Talking about 401k and IRAs, and setting up your IRA
  6. How to choose your retirement investments in your portfolio. What’s a large cap fund? Are index funds a good choice? How can we decide on specific investment options in our 401(k) or IRA?
  7. How to choose your asset allocation. How much of your portfolio should be stocks or bonds? Breaking it down further, how much should be large cap, small cap? Here are some ideas to get you started.
  8. Our plan for maxing out our IRAs in 2012 — It’s going to be a big stretch, but we’re going to try to automate most of it and allocate some of our expected windfalls.
  9. Retirement series wrap up: Debt, college vs. retirement and more
Below are links to other web sites and resources that you might find helpful.


Using this free Reverse Mortgage Calculator senior home owners who are 62 years of age or older may find out of they are eligible to apply for a reverse mortgage loan.

Hey! I'm Kacie, wife to Shane and mother to Jonathan (7), Vivienne (5) and Amelia (2) . I write about my family's finance: how we save money, improve our spending, and plan for the future.

I hope I can inspire and encourage you to improve your situation. See disclosure.

I'm adopting a much slower-paced posting schedule, and treating this as a hobby blog now.

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