Disclosure: How this blog makes money

I want it to be totally clear to my readers how this blog earns money. You absolutely have a right to know. If you have questions about anything, please contact me and I’ll gladly clarify it for you! Did you know the FTC has rules on how bloggers need to disclose their advertising and affiliate info? I’m an American and I’m trying to follow the law — but also, I think it’s just the right thing to do, to disclose this stuff.

  • I do not accept sponsored/paid posts. An example of this would be: Advertiser writes copy, inserts links, and I run it for pay. Or, advertiser tells me what to write about, what to link to, and pays me. NO. I don’t do that. I don’t mind as much if another blogger runs sponsored posts, but if they don’t disclose it, it really bugs me. Plus, posts like that violate the FTC regulations.
  • I make the bulk of my blog income from selling links in my site’s sidebars. They are listed under “site partners” and “resources.”
  • The banner buttons you see in the sidebars are either advertisements or affiliate. I’m referring to affiliate links/ads as something that could pay me a commission IF you click on it/or IF you click on it and then purchase something. Don’t click on a link just to help me out — click on a link if you’re genuinely interested.
  • Sometimes I link to items on Amazon.com. If you see a link on this site that points to Amazon, you can assume it is my affiliate link. I try to point these out within each post, but I’m stating so here too in case some slip.
  • I participate in other sites’ affiliate programs too, such as Ebates, CashCrate, Swagbucks, etc. And yes those are all affiliate links!
  • Sometimes I link to other blogger’s ebooks or wares. If I do, I will use my affiliate link if there’s one available.
  • If you’d ever like to purchase an item WITHOUT using my affiliate link, simply open up a new browser window and search Google for the product, and then purchase. Don’t click on my affiliate link first. If you already have, clear your browser’s cache.

I don’t run my blog solely for the money. However, the money this blog does generate is greatly appreciated by me and my family. It has helped us achieve some of our financial goals. THANK YOU for your support!

Know that I don’t write posts with the purpose of trying to make a buck off of you. I know you’re a frugal crowd, and you are careful with what you spend your hard-earned money on. I write what I want to write about, and if I think I can make the post a little better by linking to a great product, then I will do so.

Related: My blog income for 2011


I am not a financial expert. I have no fancy letters after my name or formal financial training. I just have opinions and experiences that have gotten me where I am, and I hope that I can share ideas that will help you improve your own financial situation.

As such, please take my ideas and apply them to your life if you think they’ll help — but ignore or modify the ideas that won’t. If you’re contemplating a big financial change, say, adjustments to your investment accounts, then please research it well beyond my site. Consult a true professional. Et cetera.

You’re smart and I know you know this stuff. I’m just posting it here, too.

Updated 1/16/12


Hey! I'm Kacie, wife to Shane and mother to Jonathan (7), Vivienne (5) and Amelia (2) . I write about my family's finance: how we save money, improve our spending, and plan for the future.

I hope I can inspire and encourage you to improve your situation. See disclosure.

I'm adopting a much slower-paced posting schedule, and treating this as a hobby blog now.

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