http://sensetosave.com Wed, 17 Mar 2010 16:41:07 +0000 http://backend.userland.com/rss092 en This guest post was provided by Brittany at SavvyStudent.com, a site that helps students discover ways to pay for their college education with private student loans and other resources. They also provide information regarding alternative ways to celebrate college, so students don’t have to think about a private college loan. Being ... http://sensetosave.com/2010/03/17/throw-away-the-how-to-guide-and-learn-from-experience/ For a refresher on Courtney's story, see part 1 and part 2. My pal Courtney has really been bitten by the get-out-of-debt bug! She's inspired by Dave Ramsey and is really hitting the ground running. Here's just a few things she's been up to in the last week: Lowered her cell phone bill ... http://sensetosave.com/2010/03/10/part-3-update-on-courtneys-finances/ There are plenty of items out there where if you spend a little bit of money, you'll save quite a bit in the long run. Typically, such items are also eco-friendly. If you can reuse an item repeatedly, then you don't have to buy it every time, and you don't ... http://sensetosave.com/2010/03/08/saving-to-buy-things-thatll-save-you-in-the-long-run/ In my last post, we met my friend Courtney and heard about her debt story and her plans to get out of it. I am not a financial advisor of any sort. I'm just a gal with a blog and an opinion. So Courtney (and anyone else out there) keep that ... http://sensetosave.com/2010/03/03/part-2-some-thoughts-and-suggestions-for-my-friend-in-debt/ My friend from college recently e-mailed me about budgeting and debt stuff. She's excited to start making strides paying off her debt, and I thought it would be fun to post her story here on my blog so my fantastic readers could offer some encouragement to her. With my own debt ... http://sensetosave.com/2010/03/03/lets-watch-my-friend-get-out-of-debt/ Thank you for your help and encouragement with my last post about exercise! Your ideas were inspiring. The other day, I was thinking about the time it would take for me to go to a gym. I'd have to get Johnny ready, get myself ready, and drive to and from. The ... http://sensetosave.com/2010/03/02/trying-some-cheaper-exercise-options-first/ I feel like a slug. My energy levels are incredibly low and my brain is foggy. At first, I chalked it up to being a new mom. But my son isn't new anymore. I don't have any excuses -- I'm simply not taking care of myself the way I should. And really, ... http://sensetosave.com/2010/03/01/join-a-gym/ Even before I was pregnant with Johnny, I was skeptical of the thousands of dollars per year that it would supposedly cost to raise a child. I'm sure that upcoming years will be more expensive, but the first year of Johnny's life was barely a blip in the budget. Here's a ... http://sensetosave.com/2010/02/23/it-doesnt-have-to-cost-that-much-to-have-a-baby/ The experts say you shouldn't do it. They say you shouldn't cancel your oldest credit card, since part of your credit score is based on how long you've had an active credit history. Well, too bad! My first credit card -- a Citi card I opened in 2004, I think, has been ... http://sensetosave.com/2010/02/18/im-canceling-my-oldest-credit-card/ In my last post, pregnant Laura commented that she'd love to see the numbers on the cost-effectiveness of using coin-op machines to wash cloth diapers vs. just using disposables. OK! If your wash is $1 each and you do two cycles to get your diapers clean, and you wash them twice ... http://sensetosave.com/2010/02/17/is-it-cost-effective-to-use-cloth-diapers-if-you-pay-per-wash/