Sense to Save

Join me on my journey to live a more frugal lifestyle. Here, you'll find common sense and not-so-common sense on ways you can save money.
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  • Top 50


    At the 70% mark: Thoughts on our emergency fund so far




    June 2nd, 2008

    I really enjoy putting money into our emergency fund. When we started out, we had a clear, tangible goal: To have six months of expenses that will help us if we lose our income, a car breaks down, we need an insurance deductible, or emergency travel, etc.
    We aren’t quite to our goal yet–we’d like to [...]

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    Month of May highlights & snowflakes, and June goals




    May 30th, 2008

    I love May. It’s the month the leaves really start forming on trees, flowers are blooming, and the weather warms up a bit. This May was fun–I told you we’re having a baby, Shane and I celebrated our first wedding anniversary, and we went on a lovely trip to Florida.
    At the beginning of May, I told [...]

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    April went well, and hopefully May will, too




    May 9th, 2008

    Well, I’m a little late in posting my goals for May. We’ve only got three weeks left in May! So, I’d better hop to doing a recap of our April goals, and outlining a few for the next few weeks.
    I had simple goals for April:
    Put at least $250 of found “snowflake” money into emergency fund. [...]

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    The logistics of fully funding the 401k




    May 6th, 2008

    Thanks, everyone, for your encouragement on my post yesterday! I really appreciate it.
    I called Shane’s employer’s human resources department with questions I had about his Roth 401k. I was directed to the “plan information line,” and a helpful representative answered my questions regarding maxing out the 401k. (By the way, a Roth 401k means we [...]

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