Apr 01 2013



Guess who’s having a baby this fall?


I’m around 12 weeks along, due early October.

It has been a bit harder on me this time around in terms of fatigue and nausea, but it still hasn’t been terrible thankfully. I’m starting to get my fizz back now that I’m close to (or in? I have no idea) the 2nd trimester.

Looking forward to a baby born in the beginning of fall, rather than the tail end of fall. December babies are tough. But a Sept/Oct baby? There will still be sunshine and warmer temps, in theory! That changes everything with recovery. Yay.

Would appreciate your prayers, as you might recall I had preeclampsia with both Johnny and Vivie. It developed when I was already full-term and in labor. We’ll be on high-alert this time, as my chances are high for getting it yet again.

We had been hoping for another baby, which is why I elected to go on COBRA when my husband changed employers last year. His current employer does not offer health insurance, and won’t likely offer anything until after my baby is born (because insuring for pregnant women is expensive. Ugh). If I didn’t elect COBRA, then I would be unable to get insurance elsewhere. There are no private health insurance policies in Indiana that cover pregnancy. Well, there’s one, but it has an 18-month waiting period, high premiums, and a fairly low payout. Such a joke. I know that maternity benefits will be available in 2014, but I didn’t want to wait around that long.

While the COBRA premiums are pricey, it’s going to cover the many expenses associated with the prenatal stuff and the birth. I’m thankful we can afford the insurance. After the baby is born, we’ll shop around for a different private family plan for all of us. Or, maybe Shane’s boss will offer a good insurance plan.

The health insurance I was on when Johnny and Vivie was born was extremely affordable and comprehensive. Our out-of-pocket expenses each time were under $300, plus the monthly premium that was less than $200/month, I’m wanting to say. So, dollar-cost-averaging these three kids and it all sorta evens out :).

I’m not too worried about buying baby stuff. We have plenty of gear, though I may need to borrow a swing, bouncy seat and a spare pack n play would be nice to have downstairs. Minor details! Economy of scale is really showing up now, since we already have the van and enough space for the kid, and plenty of baby clothes and whatnot.

So far, so good!

We are very, very blessed.

Posted under Uncategorized | 9 Comments »

9 Responses to “#3!”

  1. Wonderful news! Congratulations!!

  2. So exciting! I’m a ton older than you but our first is due next month and I’m working my way through the Hypnobabies homestudy (thanks for sharing your experience).

  3. Congratulations!

  4. Thank you! And Karen, congratulations to you! I hope you get a lot out of Hypnobabies. Have a great birth :)

  5. Yay, congrats! I have 2 October babies and that is a great time of year to have a baby. I hope and pray it goes smoothly.

  6. Congratulations! As my husband said when we went from one kiddo to three, now you go from man-to-man to zone defense. :-) Wishing you all the best!
    Christina @ Northern CheapskateĀ“s last post ..Free Home Depot Kids Workshop: Bird Feeder

  7. CONGRATULATIONS!!! You have my very best wishes for a great pregnancy and easy delivery!

  8. Congrats!!!

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Hey! I'm Kacie, wife and mother of 3. I write about my family's finance: how we save money, improve our spending, and plan for the future.

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