Apr 30 2012

How to stay motivated when getting out of debt

My guest post, How to stay motivated when paying off debt, is up at Money Saving Mom today. I hope you’ll go check it out! I’ve included a few little tricks and motivational tools you can use to help you stay the course.

Some people have already commented on that post about their debt-payoff journey, and how they are a few years into it with many more years to go.

It’s rough. But it’s worth it.

Take a look at my friend Courtney, for instance. She and her husband have made huge progress, and she’s now past the two-year mark since I first started blogging about it. She still has a ways to go, but she’s making steady progress.

I think automating your finances can truly help, because you’re taking *you* out of the equation. I don’t have to stop and think about putting extra money toward retirement — it’s done for me. If I didn’t automate, I’d probably blow it one way or another. I’m human, and I’m not that good with money on my own.


If you’re new here, hi! Thanks for coming over.

Get to know me a little more over at my about page, and also read up on my money story, if you’re so inclined.

I don’t blog daily (this is one of the only times you’ll see two posts in one day here, heh!) so please consider subscribing to my blog via your RSS feed reader and/or liking me on Facebook to stay up-to-date.

Would love to hear your voice in the comments!

2 Responses to “How to stay motivated when getting out of debt”

  1. Paying off debt is as difficult as staying on a diet. I know. I’ve been doing it for years. Spending is an addiction that is very difficult to get a handle on, but it’s the only way to stay out of debt in the first place, barring unforeseen emergencies like medical, auto breakdown, etc. It’s much easier to never get into debt than it is to get out of it.

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Hey! I'm Kacie, wife to Shane and mother to Jonathan (7), Vivienne (5) and Amelia (2) . I write about my family's finance: how we save money, improve our spending, and plan for the future.

I hope I can inspire and encourage you to improve your situation. See disclosure.

I'm adopting a much slower-paced posting schedule, and treating this as a hobby blog now.

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