Oh! My poor little Johnny. He fell and hit his head last night and clearly needed stitches. We had paramedics come out and dress the wound and tell us what to do, and then we drove to the ER. They stitched him up and he did so great!
He actually fell asleep during the stitches part, and before that he was content to just chill out and play games on my iPod. I’m considering it a miracle, because what 3-year-old goes to sleep on his own for that?! Later, I asked him about it and he said he was just closing his eyes for a minute.
No. He was snoozing. Woke up a few minutes after they were done, a little disoriented and wanting to know if it was time to go home yet. Yes!
He’ll be alright and I’m optimistic the scar will heal well.
I called our health insurance this morning to find out how far we were from reaching our deductible, and what the damage will be financially.
Our health insurance has a $4k deductible, which we have to reach before they start paying 90% of the balance from $4-8k. After $8k, they pay all of it. I hope we don’t ever have a medical year like that.
Shane’s employer contributes $2k to a health savings account, which is the first $2k used out of that $4k. And, we didn’t use all of those funds from 2011, so that rolled over.
Since Shane only worked at his company for part of the year in 2011, they gave us a pro-rated amount.
Looks like we’ll have about $900 or so out of pocket before we hit that $4k deductible.
The health insurance company couldn’t narrow it down further, since they need to wait for bills from the hospital and our follow-up visit from the family doc. I know ER visits are super-expensive for even the most mundane of things, so I’m betting we’ll have to pay enough to hit the deductible and possibly more beyond that.
We haven’t spent or allocated our income tax refund yet, so we’ll pay our medical bill from that.
I am just counting my blessings here. First, Johnny is going to be fine. It was scary, but it could have been much worse. I’m so thankful that he behaved well throughout (though his sister was a bit of a … toddler about it). I’m also thankful that we have health insurance, and that we will be able to pay our bill without it causing us hardship.