Earlier this week, we had our first real snowfall. It was maybe 2″, nothing crazy. I went out to shovel the walkway and get a quick burst of exercise, and I saw our mailbox at the end of the driveway. It was laying in the grass. What. I also spotted tire tracks leading from the street, to my mailbox, up my driveway a few feet, then back into the street.
It would have been nice if the driver rang my doorbell to apologize and make it right.
I live in a neighborhood with an HOA (and I don’t mind that, so far), but as such, everyone’s mailbox needs to be uniform. So, I contacted the company that handles our mailboxes. They’re out of the office until Tuesday. Not sure when I’ll get a new box or what it will cost. Surely it will cost less than my homeowner’s insurance deductible!
So…I’ve been going to the post office to pick up our mail.
Second — our car is in the repair shop. Again.
It was in the shop a month or so ago for a computer issue. Now, it’s in the shop for a different computer issue. The current problem could have caused the first problem.
Good news: Our car is still under extended warranty, and will be until May (we have a 6-year, 60,000 mile warranty). It’s not the first time we’ve had to use it, either. We’ve already used it for a shock problem and an alternator problem, and a few tows and jump-starts.
I really hope the car isn’t starting to just be old and have problems. It’s only 5.5 years old and has a mere 45,000 miles! We want to get another 10 years out of it, at least.
So. This part that we need. The guy at the dealership is telling me that the part has not been manufactured yet. Excuse me? I guess after-market parts do exist for this, but that wouldn’t be covered under the warranty. Oh, and the part will be made in Spain, and that will take extra time to get here.
First of all, I didn’t know Ford had a parts factory in Spain. And secondly, why don’t they have enough parts already made? I do plan to call Ford headquarters to confirm what the guy at the local dealership is telling me. It’s a weird.
The dealership is setting us up with a rental car from a rental car company. For a month. So that part is good, because that would stink for us to have to rent a car that long.
Our auto policy, I have now confirmed, does indeed cover rentals in this instance. We have the same coverage and same deductibles for this rental as we do for our own vehicle. Whew! The car rental agency was trying to sell me a $15 or $16/day insurance policy. Since we need this rental for probably a month, that’s like $400 in insurance. No thanks!
If our own car insurance didn’t cover this, I’d want the dealership to pay up.
We had to give the car rental place our credit card as a hold for damages. Our card does offer some insurance coverage, but I don’t know if it’s full coverage or just small incidental stuff.
I’m going to get in touch with Ford to see about extending our extended warranty and what that might cost. So far, it has definitely been worth it to us to have. We’ll have to see what options are available and weigh the cost vs. self-insuring and using our emergency fund to cover future repairs and car rentals.
Do you have an extended warranty? Has it been worth it to you? And has someone ever taken out your mailbox?