That’s kinda where we are right now…just waiting for repairs to be completed on the house we’re purchasing, and for the closing date to arrive.
The seller is paying for some repairs to the house’s exterior, so hopefully the weather will continue to cooperate so the contractors won’t be held up by anything. It’s going to be cutting it close and we may have to delay closing if it’s not finished, but whaddya do?
I’ve supplied plenty of pay stubs and bank statements and PayPal statements and tax records and so on to our lender, and it’s sort of a weird, exposed feeling to have someone know exactly how much money we have and where we spend it.
I’m fairly open on my blog about our finances, but I haven’t come out and disclosed actual dollar amounts on things like Shane’s salary or our net worth.
I looked at my most recent bank statement and wondered if they’d be judgey about the fast food restaurants I’ve frequented lately. It’s been busy and I’ve been slacking. Whoops.
I think that’s probably the only thing on our recent bank statement that I’m not really proud of. We’ve been trying to keep spending to a minimum lately to conserve cash. But if they caught me on a more normal month, they might see purchases at big-box stores or on Amazon and wonder what in the world we were buying.
Usually, it’s justifiable stuff. There’s also a smattering of coulda-gone-without-it stuff that trickles in.
But still. When someone is looking through your financial records and making a business decision based on what they see, it does feel a little strange.
The underwriter does seem thorough, though. Got in touch with Shane’s former employer in Pittsburgh, got copies of my PayPal statements since that’s where my blog income trickles in, got our landlord’s info, etc. I don’t know for sure, but it seems like this is more intensive than it’s been in previous years. That’s fine.
I’m hopeful that closing will proceed as scheduled and we’ll be unpacking our boxes soon! Gotta finish packing those boxes first. Making progress, anyway!