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> <channel><title>Comments on: How to make sure baby #2 costs as much as baby #1</title> <atom:link href="http://sensetosave.com/2010/07/22/how-to-make-sure-baby-2-costs-as-much-as-baby-1/feed/" rel="self" type="application/rss+xml" /><link>http://sensetosave.com/2010/07/22/how-to-make-sure-baby-2-costs-as-much-as-baby-1/</link> <description></description> <lastBuildDate>Wed, 08 Feb 2012 18:56:32 +0000</lastBuildDate> <sy:updatePeriod>hourly</sy:updatePeriod> <sy:updateFrequency>1</sy:updateFrequency> <generator>http://wordpress.org/?v=3.3.1</generator> <item><title>By: The Saved Quarter</title><link>http://sensetosave.com/2010/07/22/how-to-make-sure-baby-2-costs-as-much-as-baby-1/comment-page-1/#comment-43728</link> <dc:creator>The Saved Quarter</dc:creator> <pubDate>Tue, 03 Aug 2010 04:53:52 +0000</pubDate> <guid
isPermaLink="false">http://sensetosave.com/?p=1899#comment-43728</guid> <description>I agree with Nicole. That $11,000 includes the cost of daycare or the lost income of the stay at home parent. I couldn&#039;t find daycare that cheap in our area so I decided to stay home, but we&#039;re not bringing in my former income of $29,000 a year because of that.It also includes the increase in health care premiums and deductibles (over $150 a month for us when my son was born and another $150 a month when my daughter was born, plus an increase in deductibles), the difference in rent between the 1 bedroom and 2 bedroom apartments or larger as they grow or you have more kids, more electricity if a parent is staying home who previously worked outside the home, possible upgrade to a more reliable or appropriate vehicle, etc.It&#039;s not just the cost of things like diapers (I did hand-me-down cloth, too) and formula, which I too needed, despite sinking over a grand into trying to nurse - consultants, a special tube apparatus, hospital grade pump rental, expensive supplements... breastfeeding didn&#039;t come cheap for us. If we have another, I&#039;ll formula feed from the start because it was, in the long run, cheaper for us and nursing was such a difficult and emotionally taxing experience for me with both kids.That also doesn&#039;t take into account any medical issues. My daughter lost weight between 2 and 4 months and needed medication for reflux and special, expensive, high calorie formula (which she mostly puked all over herself.) Once her weight was growing, she started having seizures and passing out, requiring a late night trip to the ER and a few visits to a neurologist. Turned out she was holding her breath and we could prevent a seizure by blowing on her face when she started to hold her breath, but we didn&#039;t know that in the middle of the night, so off to the ER we went. We easily met our $3,500 deductible in her first year alone, plus the increased premium of $1,800 a year. That&#039;s half of their $11,000 estimate without food, diapers, clothes, carseats, cribs, toys, daycare... You see where I&#039;m going with this.I shopped Craigslist and garage sales, reused the crib, handed down cloth diapers, you name it, I got it cheap. Still, I don&#039;t doubt the $11,000 price tag for my son&#039;s first year, if only from my own loss of income. My daughter was a lot cheaper in stuff but we easily spent $11,000 over the year with all of the expenses added up.Babies. They&#039;re pricy, but they&#039;re worth it. :)</description> <content:encoded><![CDATA[<p>I agree with Nicole. That $11,000 includes the cost of daycare or the lost income of the stay at home parent. I couldn&#8217;t find daycare that cheap in our area so I decided to stay home, but we&#8217;re not bringing in my former income of $29,000 a year because of that.</p><p>It also includes the increase in health care premiums and deductibles (over $150 a month for us when my son was born and another $150 a month when my daughter was born, plus an increase in deductibles), the difference in rent between the 1 bedroom and 2 bedroom apartments or larger as they grow or you have more kids, more electricity if a parent is staying home who previously worked outside the home, possible upgrade to a more reliable or appropriate vehicle, etc.</p><p>It&#8217;s not just the cost of things like diapers (I did hand-me-down cloth, too) and formula, which I too needed, despite sinking over a grand into trying to nurse &#8211; consultants, a special tube apparatus, hospital grade pump rental, expensive supplements&#8230; breastfeeding didn&#8217;t come cheap for us. If we have another, I&#8217;ll formula feed from the start because it was, in the long run, cheaper for us and nursing was such a difficult and emotionally taxing experience for me with both kids.</p><p>That also doesn&#8217;t take into account any medical issues. My daughter lost weight between 2 and 4 months and needed medication for reflux and special, expensive, high calorie formula (which she mostly puked all over herself.) Once her weight was growing, she started having seizures and passing out, requiring a late night trip to the ER and a few visits to a neurologist. Turned out she was holding her breath and we could prevent a seizure by blowing on her face when she started to hold her breath, but we didn&#8217;t know that in the middle of the night, so off to the ER we went. We easily met our $3,500 deductible in her first year alone, plus the increased premium of $1,800 a year. That&#8217;s half of their $11,000 estimate without food, diapers, clothes, carseats, cribs, toys, daycare&#8230; You see where I&#8217;m going with this.</p><p>I shopped Craigslist and garage sales, reused the crib, handed down cloth diapers, you name it, I got it cheap. Still, I don&#8217;t doubt the $11,000 price tag for my son&#8217;s first year, if only from my own loss of income. My daughter was a lot cheaper in stuff but we easily spent $11,000 over the year with all of the expenses added up.</p><p>Babies. They&#8217;re pricy, but they&#8217;re worth it. :)</p> ]]></content:encoded> </item> <item><title>By: Amy</title><link>http://sensetosave.com/2010/07/22/how-to-make-sure-baby-2-costs-as-much-as-baby-1/comment-page-1/#comment-43725</link> <dc:creator>Amy</dc:creator> <pubDate>Tue, 03 Aug 2010 01:21:03 +0000</pubDate> <guid
isPermaLink="false">http://sensetosave.com/?p=1899#comment-43725</guid> <description>i remember after my firstborn had gone though all the clothes we got before he was born or i needed more clothes for him, anything i bought was gender neutral if possible because i then realized i was definitely gonna have more! Good thing because baby #2 was a girl.</description> <content:encoded><![CDATA[<p>i remember after my firstborn had gone though all the clothes we got before he was born or i needed more clothes for him, anything i bought was gender neutral if possible because i then realized i was definitely gonna have more! Good thing because baby #2 was a girl.<br
/> <span
class="cluv">Amy&#180;s last [type] ..<a
class="c5e6b37d8d 43725" rel="nofollow" href="http://sonshinecottage.blogspot.com/2010/08/one-handed-wonder.html">One Handed Wonder</a></span></p> ]]></content:encoded> </item> <item><title>By: Saidah @ AProverbswife.com</title><link>http://sensetosave.com/2010/07/22/how-to-make-sure-baby-2-costs-as-much-as-baby-1/comment-page-1/#comment-43697</link> <dc:creator>Saidah @ AProverbswife.com</dc:creator> <pubDate>Tue, 27 Jul 2010 22:14:34 +0000</pubDate> <guid
isPermaLink="false">http://sensetosave.com/?p=1899#comment-43697</guid> <description>I agree completely Kacie. I have four children and we have lived by the hand me down motto. We bought gender neutral items and steered clear of the latest and greatest trends in &quot;must have&quot; baby products. We weren&#039;t ashamed to take hand me down offers from friends either.I can remember my grandmother sharing stories of how she used a large dresser drawer as a crib for her children.I am a huge advocate of breast feeding even though I didn&#039;t breastfeed as long as you did. I always stopped when they started biting.Seems like these numbers that are published scare people away from having children. It may cause some to look at children as a financial burden rather than a blessing.If you are prudent in your financial decisions having multiple children won&#039;t much of a strain on a families finances.</description> <content:encoded><![CDATA[<p>I agree completely Kacie. I have four children and we have lived by the hand me down motto. We bought gender neutral items and steered clear of the latest and greatest trends in &#8220;must have&#8221; baby products. We weren&#8217;t ashamed to take hand me down offers from friends either.</p><p>I can remember my grandmother sharing stories of how she used a large dresser drawer as a crib for her children.</p><p>I am a huge advocate of breast feeding even though I didn&#8217;t breastfeed as long as you did. I always stopped when they started biting.</p><p>Seems like these numbers that are published scare people away from having children. It may cause some to look at children as a financial burden rather than a blessing.</p><p>If you are prudent in your financial decisions having multiple children won&#8217;t much of a strain on a families finances.<br
/> <span
class="cluv">Saidah @ AProverbswife.com&#180;s last [type] ..<a
class="c10f6dea0b 43697" rel="nofollow" href="http://aproverbswife.com/2010/07/if-you-could-begin-your-marriage-again-what-you-do-differently-pt-1.html">If You Could Begin Your Marriage Again- What You Do Differently Pt 1</a></span></p> ]]></content:encoded> </item> <item><title>By: Nicole</title><link>http://sensetosave.com/2010/07/22/how-to-make-sure-baby-2-costs-as-much-as-baby-1/comment-page-1/#comment-43685</link> <dc:creator>Nicole</dc:creator> <pubDate>Fri, 23 Jul 2010 21:55:27 +0000</pubDate> <guid
isPermaLink="false">http://sensetosave.com/?p=1899#comment-43685</guid> <description>Well, I agree that the material costs of raising a baby for 1 year will not reach 11,000. However, realistically I am sure that the cost is that or much higher, because, at least for most families, it requires that either one parent not work or that parents pay for daycare. Either way, there is no way around the fact that this is a &#039;cost&#039; in having a child. It doesn&#039;t mean that it&#039;s not worth it 1,000 times over, but in my mind, it is certainly a financial cost (either via wages spent on daycare or wages foregone in order to care for one&#039;s own children).  Most homemakers would likely be earning more income if they didn&#039;t have children.</description> <content:encoded><![CDATA[<p>Well, I agree that the material costs of raising a baby for 1 year will not reach 11,000. However, realistically I am sure that the cost is that or much higher, because, at least for most families, it requires that either one parent not work or that parents pay for daycare. Either way, there is no way around the fact that this is a &#8216;cost&#8217; in having a child. It doesn&#8217;t mean that it&#8217;s not worth it 1,000 times over, but in my mind, it is certainly a financial cost (either via wages spent on daycare or wages foregone in order to care for one&#8217;s own children).  Most homemakers would likely be earning more income if they didn&#8217;t have children.</p> ]]></content:encoded> </item> <item><title>By: Jenny</title><link>http://sensetosave.com/2010/07/22/how-to-make-sure-baby-2-costs-as-much-as-baby-1/comment-page-1/#comment-43683</link> <dc:creator>Jenny</dc:creator> <pubDate>Fri, 23 Jul 2010 15:28:41 +0000</pubDate> <guid
isPermaLink="false">http://sensetosave.com/?p=1899#comment-43683</guid> <description>Exactly--it makes me so mad to see things like this.  They may not be trying to discourage people from having kids, but that&#039;s what they are doing.  I don&#039;t know what we spent on our children in the first year (little one is not quite one yet), but it was nowhere near $11,000.  There&#039;s no way, because we didn&#039;t even have it to spend if we wanted to!  I wonder if figures such as this include the monetary value of gifts.  These people don&#039;t realize there are baby costs, like diapers and medical care, and then there are luxuries such as infant shoes, $1000 strollers, hairbows and boutique clothing.  Those shouldn&#039;t be considered a part of an essential baby budget.</description> <content:encoded><![CDATA[<p>Exactly&#8211;it makes me so mad to see things like this.  They may not be trying to discourage people from having kids, but that&#8217;s what they are doing.  I don&#8217;t know what we spent on our children in the first year (little one is not quite one yet), but it was nowhere near $11,000.  There&#8217;s no way, because we didn&#8217;t even have it to spend if we wanted to!  I wonder if figures such as this include the monetary value of gifts.  These people don&#8217;t realize there are baby costs, like diapers and medical care, and then there are luxuries such as infant shoes, $1000 strollers, hairbows and boutique clothing.  Those shouldn&#8217;t be considered a part of an essential baby budget.<br
/> <span
class="cluv">Jenny&#180;s last [type] ..<a
class="17f90c7c17 43683" rel="nofollow" href="http://babyfingers.blogspot.com/2010/07/dressing-to-impress-myself.html">Dressing to impress myself</a></span></p> ]]></content:encoded> </item> <item><title>By: Kacie</title><link>http://sensetosave.com/2010/07/22/how-to-make-sure-baby-2-costs-as-much-as-baby-1/comment-page-1/#comment-43680</link> <dc:creator>Kacie</dc:creator> <pubDate>Fri, 23 Jul 2010 03:38:37 +0000</pubDate> <guid
isPermaLink="false">http://sensetosave.com/?p=1899#comment-43680</guid> <description>Breastfeeding is such a touchy subject -- sorry if I opened wounds, Meg. It can be a huge challenge for some moms, even if they&#039;ve taken classes, read books, hired consultants...sometimes it just doesn&#039;t work. But hey, you tried, and that counts for something!</description> <content:encoded><![CDATA[<p>Breastfeeding is such a touchy subject &#8212; sorry if I opened wounds, Meg. It can be a huge challenge for some moms, even if they&#8217;ve taken classes, read books, hired consultants&#8230;sometimes it just doesn&#8217;t work. But hey, you tried, and that counts for something!</p> ]]></content:encoded> </item> <item><title>By: megscole64</title><link>http://sensetosave.com/2010/07/22/how-to-make-sure-baby-2-costs-as-much-as-baby-1/comment-page-1/#comment-43679</link> <dc:creator>megscole64</dc:creator> <pubDate>Fri, 23 Jul 2010 01:51:14 +0000</pubDate> <guid
isPermaLink="false">http://sensetosave.com/?p=1899#comment-43679</guid> <description>The ONLY thing I&#039;ll disagree a tiny bit about is the formula. And it&#039;s not so much a disagreement actually...just that I wasn&#039;t ABLE to breast feed, which was incredibly depressing and difficult for me to finally admit. I tried very hard but it was not happening. So there&#039;s not much saving for me if we have a second...at least there. I have no problem dressing a girl in boy clothes if need be. :)I agree though that the so called &quot;costs&quot; of raising a baby are stupid and insane. We&#039;ve spent more than we should have...but we&#039;re not as dedicated as you are. =)</description> <content:encoded><![CDATA[<p>The ONLY thing I&#8217;ll disagree a tiny bit about is the formula. And it&#8217;s not so much a disagreement actually&#8230;just that I wasn&#8217;t ABLE to breast feed, which was incredibly depressing and difficult for me to finally admit. I tried very hard but it was not happening. So there&#8217;s not much saving for me if we have a second&#8230;at least there. I have no problem dressing a girl in boy clothes if need be. :)</p><p>I agree though that the so called &#8220;costs&#8221; of raising a baby are stupid and insane. We&#8217;ve spent more than we should have&#8230;but we&#8217;re not as dedicated as you are. =)<br
/> <span
class="cluv">megscole64&#180;s last [type] ..<a
class="e0b272187c 43679" rel="nofollow" href="http://castocreationsjewelry.blogspot.com/2010/07/day-at-air-show.html">A Day at the Air Show</a></span></p> ]]></content:encoded> </item> <item><title>By: dogatemyfinances</title><link>http://sensetosave.com/2010/07/22/how-to-make-sure-baby-2-costs-as-much-as-baby-1/comment-page-1/#comment-43675</link> <dc:creator>dogatemyfinances</dc:creator> <pubDate>Thu, 22 Jul 2010 20:34:58 +0000</pubDate> <guid
isPermaLink="false">http://sensetosave.com/?p=1899#comment-43675</guid> <description>You forgot about the elite, private pre-K WSJ is obsessed with.  The Chinese nanny, however, will scale.  Unless you need two Chinese nannies...</description> <content:encoded><![CDATA[<p>You forgot about the elite, private pre-K WSJ is obsessed with.  The Chinese nanny, however, will scale.  Unless you need two Chinese nannies&#8230;<br
/> <span
class="cluv">dogatemyfinances&#180;s last [type] ..<a
class="8e09e39964 43675" rel="nofollow" href="http://www.dogatemyfinances.com/2010/07/laser-hair-removal.html">Laser Hair Removal</a></span></p> ]]></content:encoded> </item> </channel> </rss>
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