Sep 29 2009

Do you balance your checkbook?

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I don’t.

I did back when I got my first checking account in high school. I didn’t have a debit card, and I didn’t have online banking. Balancing my checkbook was the only way I could track my spending.

These days, I rarely write checks. My bills are paid online or through online bill pay.

If I need to write a check to send a person money, I log the amount in a spreadsheet where I keep track of the payment status of my bills. Once it clears online, I mark it out.

I check my bank account’s activity online just about every day so I can monitor our spending and take note of anything weird.

Manually balancing my checkbook would take up too much time and serve no real purpose for me.

However, I do see why balancing a checkbook can still have value for some people.

For instance, if you don’t bank online, you can keep track of your money. If you want to pay extra-close attention to where your money is going, logging your expenditures and subtracting the amount from your overall balance can certainly help.

And, some people use their checkbook ledger to deduct purchases made on their credit cards. That way, they make certain that they’re able to pay the credit card bill in full each month.

What about you? Do you balance your checkbook?


Sep 29 2009

G-20 a big deal for Pittsburgh

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If you caught the news last week, the G-20 was in Pittsburgh. That’s right — world leaders gathered in this tahn to talk economics. Protesters showed up, too, to fight for their varied causes. Others, in typical hilarious Pittsburgh fashion, cheered for their beloved Pens and Steelers. Check out this dude with a fake Stanley Cup. Priceless!

Fortunately, protesters were pretty mild and only caused about $50,000 in damages. One bozo is responsible for most of it, and he’s going to jail. I don’t think there were any serious injuries.

If you’ve visited Pittsburgh, you’ll know that the city’s streets are a tangled bowl of spaghetti and there’s no easy way to get from one point to another. The Secret Service established a security perimeter, but many businesses beyond that boundary downtown decided it would be best to just close down, especially since public transportation would be detoured/limited and parking wouldn’t be convenient.

My husband works downtown. His office had its employees work from home during the summit. Loved that! Some folks were forced to use vacation days or take unpaid time off. Not cool.

Some businesses, like restaurants, couldn’t exactly have folks working from home. So many opted to close down and board up their windows in case of damages.

The city enjoyed $35 million in direct economic impact and $100 million in publicity, according to the Post-Gazette.

I hope that the businesses and individuals who took a hit during the summit will be able to regain some of their losses.


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Hey! I'm Kacie, wife and mother of 3. I write about my family's finance: how we save money, improve our spending, and plan for the future.

I hope I can inspire and encourage you to improve your situation. See disclosure.

I'm adopting a much slower-paced posting schedule, and treating this as a hobby blog now.

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