First off, I want to apologize if my last post came across as, “We have lots of money now! But I don’t want to spend it! Woe is me!” Because that’s not how I intended it.
I do realize that having a few extra bucks each month to do whatever we want with is a good problem to have. And I don’t want to be insensitive to those who are scraping by, working on debt, dealing with foreclosure, big medical bills, etc.
I just want to recognize that as soon as I became debt-free, I temporarily lost some momentum.
Last night while I was thinking about our next big financial goal — saving up for a house — I think I realized why I have a big urge to spend money right now:
Our next goal is huge. So big, that it’s really going to take awhile. So big, that I cannot see the end yet. So big, that if we want to reach it soonish, we won’t be able to spend a lot of money frivolously.
So rather than save every dollar I find for the house fund, I think I was briefly tempted to just say, “Forget it!” for now. “Let’s take a break from being responsible and have some fun already!”
And maybe we still can. As I mentioned previously, maybe we can set aside a small amount of money and just have fun with it. Maybe I can get a frou-frou coffee from Starbucks a few times per month and not think twice about it. Maybe we can get a Wii and a Wii Fit.
If we do that, we need to set boundaries. We can’t get a big flat-screened TV on which to play our Wii, and we can’t get a new couch to put in front of that TV.
But rather than think, “Darn! I want all of those things and I’m going to pout because I can’t have them,” I’m going to focus on what we do have and what we can acheive.