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Well it’s finally the end of October — the end of my cash-only experiment.
At the beginning of the month, I withdrew $400 from my bank, intending to use it on groceries, laundry, and my other little shopping errands that pop up.
What went well:
I could really appreciate the value of seeing my cash supply slowly dwindle.
Handing [...]
When I stumbled into the kitchen at 7 a.m., it was still dark outside. I fumbled with my glasses and searched for a sweatshirt and sweatpants to keep off the chill.
“It’s starting to snow,” Shane told me.
I turned, facing our northern window, shaking my fist in protest.
Here in Pittsburgh, we abruptly went from warm sunshine [...]
A story in today’s Post-Gazette questions a common question in personal finance: Should you add money to savings or pay off debt?
Of course, the answer is “it depends.”
If you follow Dave Ramsey’s advice, you know that he recommends putting together $1,000 as your starter emergency fund before paying extra on anything — no extra debt [...]
I received a notice via postal mail and e-mail today to let me know how I can earn an easy $20 from ING Direct.
Here’s the fine print:
Use your Electric Orange Debit Card for your next 5 purchases and you’ll get $20 back.
Here’s How:
Make 5 purchases of at least $10 each anywhere MasterCard® is accepted
Your purchases [...]
Planning a menu this week was a bit stressful for me. My diet definitely needs improvement — I need more protein, whole grains, and greens. I decided to attempt to follow the Brewer diet this week to see if that gave me more energy.
Oh man. First, it’s a lot more food than I’m used to. [...]
Nordstrom had its grand opening at a Pittsburgh mall this weekend. We took a quick stroll through both levels, and I was underwhelmed. It’s not a big store by any means — you can see all corners of it from just about anywhere in the store. Oh and the prices? Wow.
They want $79 for a [...]
Oh, I love the autumn. It’s such a beautiful time of year! The leaves, the crisp air. It’s the perfect time for sweaters and soups. Once November hits, I’m going to start making batches of food to put in the freezer to eat after our little boy is born. Won’t be too much longer — [...]
There are plenty of ways to save money on common household purchases. Part of frugal living is exploring new ways of saving money or getting more use out of an item. There isn’t one “best” way to save money or time on any particular thing. The best thing is what works for you and your [...]
For some employers, this time of year is known as “open enrollment.” Many employees can take a look at their benefits package and make changes to their health plan or other benefits during this time of the year only.
It’s open enrollment for Shane’s employer, and we’re making a few changes that will hopefully save us [...]
I just wanted to share some good news: Freepeats is now available in Pittsburgh! You can bet I’ll be doing my part to get other Pittsburghers to join this network. Read more about it from the e-mail I received today (pasted below). Be sure to check to see if Freepeats is available in your city. [...]
I haven’t written much about the current global economic situation, but I’d like to now.
As I’m sure you know, we’ve seen unprecedented actions on Wall Street in the past few weeks. These turbulent times can be a bit scary, especially for people who might lose their homes or people close to retirement.
I’m betting that we [...]
One of my blog readers is 15 weeks pregnant, and she wanted to know the kinds of things I’m buying now before our baby is born around the end of the year.
Since we have a pretty small apartment, we’ve been trying to keep the baby supplies to a minimum. I figure that we can start [...]
I saw this news story today: National debt clock runs out of digits.
Oh goodness.
To compensate, they’ve turned the dollar sign into an extra digit, with plans to add more digits in the future. Here’s a thought: Let’s lower the debt!
The nation is $10.2 trillion in debt, and if each family chips in just $86,017, we’ll [...]
Apparently, more middle-class folks are shopping at thrift stores, according to this article from CNN.com.
From the article:
“We’re seeing a lot more middle-class and upper-class customers we haven’t seen before,” (said a Salvation Army store operator). “Without even asking, you can just look in the parking lot (at their cars).”
I’ll make some broad assumptions, too. I [...]
I recently ordered my baby’s car seat, a First Years True Fit car seatand I wanted to share how I got it for a great price. Last month, I described how I shop for general deals and I shared how I could get this car seat for $155. Well, I’m glad I waited because an [...]
It’s time for me to renew our car insurance once again. Just like I did six months ago, I’m shopping around and scrutinizing our policy to make sure that we’re properly covered and are getting the best price possible.
When was the last time you carefully examined your car insurance premiums? Companies hope that you’ll just [...]
Last week marked my one-year blogging anniversary. What year it’s been!
We’ve had a $20,000 turnaround in about one year. I think. I can’t find all of my credit card statements from when the accounts were at their highest, but I estimate that at its worst, we had about $8,000 to $10,000 in credit card debt [...]
I’m having the hardest time picking out a decent crib. There’s so many options! I bought a one-month subscription to Consumer Reports online to read what they had to say about cribs, and to say the least, I was underwhelmed. I don’t know how they conducted their research, or the specific factors they were testing.
Next, [...]
Just got back from Kmart with a few bags full of deals. Here’s what I bought:
Gillette men’s shampoo on sale for $4, use a $2 off coupon and doubled = FREE
Pert 2-in-1 shampoo reg. price $2.99, use a $1.50 coupon + doubled = FREE
Resolve carpet cleaner on sale for $4.50. I had a $2 coupon [...]
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