Jul 31 2008

Buh-bye, July!


July was a good enough month. Here’s a recap of our month, including what’s ahead for August.

We had some cheap fun picking blueberries at an orchard. Relaxing, and cheaper than the pre-picked berries. They didn’t last long in our apartment–we ate them as they were, put some in pancakes, put them on cereal, and put them in yogurt. Mmm.

More cheap fun was had when we visited the Pittsburgh Zoo for free on Shane’s company’s day.

I made some progress on the “stockpile for baby” front. I now have 539 diapers and have paid $32.32 out of pocket for them (that’s like $0.06 per diaper!).

I’m gradually adding maternity clothes to my wardrobe. Some of the highlights include a $5 pair of repaired black pants and some $3.99 shirts from Old Navy. My Gap jeans arrived in the mail yesterday (about $24) and I’m pleased with how they fit. Yay, eBay!

Lastly in baby news: On Saturday, I will have an ultrasound that will hopefully show us if we’re having a boy or a girl! The last time I checked, the “guess the gender” poll was tied. I’ll probably use my cell phone to update Twitter before I can post it on here, so if you’re extra-curious, follow me!

I shared some ways I make money blogging, and some of you added more ideas in the comments.

By shopping around, I was able to save some money on our renters insurance premium. I even got a little prorated kickback from our old company once we switched! We’ll now deposit $9 per month into an ING Direct savings account so we’ll earn a little bit of interest on the money and will have it ready to pay in full next year.

It’s looking like we’ll be spending another year in Pittsburgh. Shane is going to have a new job within his company, and it’s a good opportunity for him. We’ve decided to renew our lease (we were on month-to-month in July). Renewing our lease will save us $100. Our landlord is crediting us with the $50 we overpaid for July, and we had budgeted for $50 more for the August rent, so our true August rent is $100 less than we expected it to be. Yay!

July spending

We spent about $90 on gas this month. I know that’s a low figure for many families, but I was a bit disappointed with our gas mileage this month. We’ll try to drive a bit easier and reroute some trips to avoid particularly steep long hills, with the goal of getting more miles per gallon.

Food was a little high–$303. We ate out a few more times than usual at regular restaurants and picking up fast food. My dad was in town for a few days, and I had spent a little more at the grocery to have things in the house he might like. And, we ate out a few times with him. I’m not concerned about the figure, and I know it will be about the same for August, as we have some family things going on.

Our electric bill was about $60, which is OK but the air conditioner probably ran more than it needed to. It doesn’t get humid in Pittsburgh, so we can stand to have the windows open and fans going more often. At night, I need to have it really cool in here so I can sleep.

July snowflakes

  • $6 Pinecone research
  • $211 ad revenue
  • $50 (Overbudgeted for renters insurance. Thought it would be $150 and set aside that much. It was $102.)
  • $7 from renters ins. refund
  • $5 Wahl hair clippers mail-in rebate
  • $26.96 Rite Aid rebates
  • $100 from rent ($50 credit, $50 budgeted for Aug. rent)
  • $20 ish bank interest
  • $60 ING Direct referral bonuses
  • $20 Target gift card from Ebates referrals 

Total: $505.96

July goals

I wanted to find at least $250 in snowflakes in July, and we more than doubled that goal!

My other goal was to have our emergency savings 95 percent complete. We’re almost there–just need to let some checks clear. It probably won’t be at 95 percent done by the end of the day, but whaddya do.

Goals for August

I want to continue to go through our belongings and toss, sell, or donate everything we no longer need. I will set a goal of listing at least five items for sale on eBay or on craigslist in August. After we’ve pared things down as much as we can, we’ll need to get some shelves or drawers to make better use of our space.

We would like to complete our six-month emergency fund this month. I had originally set a goal date for August 15, and I’m not sure if that’s going to happen now. But, hopefully sometime in August we’ll have it together.

Other August happenings

My family is visiting for a few days, and at the end of the month we’ll be driving to Indiana to visit some more. We’ll need to set aside some extra money for gas and other on-the-road expenses.

Posted under Uncategorized | 6 Comments »

6 Responses to “Buh-bye, July!”

  1. You did awesome on the snowflake front this month! I’m so impressed! Wow!

  2. great job :) i love reading to see other people’s successes and such. i did exceptionally well on the snowflake front, too ($658). yay for snowflakes!

    tiffanie’s last blog post..want to cut your grocery bill in half?

  3. $211 ad revenue? I wish I could earn that much one day! Good job!

    My Blog: Growing Piggy Bank

  4. wow that is a lot of diapers lol

    Zombie Money’s last blog post..FREE Starbucks Gift Card! Hurry!

  5. Congratulations on your snowflaking success!


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Hey! I'm Kacie, wife and mother of 3. I write about my family's finance: how we save money, improve our spending, and plan for the future.

I hope I can inspire and encourage you to improve your situation. See disclosure.

I'm adopting a much slower-paced posting schedule, and treating this as a hobby blog now.

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