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	<title>Comments on: Trading debt for contentment &#8230; and other reasons we&#8217;re frugal</title>
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	<link>http://sensetosave.com/2008/04/14/trading-debt-for-contentment/</link>
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	<pubDate>Thu, 04 Dec 2008 08:09:42 +0000</pubDate>
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		<title>By: 5 Questions With The Money Life Network Members: Sense to Save &#124; Prime Time Money</title>
		<link>http://sensetosave.com/2008/04/14/trading-debt-for-contentment/#comment-12866</link>
		<dc:creator>5 Questions With The Money Life Network Members: Sense to Save &#124; Prime Time Money</dc:creator>
		<pubDate>Fri, 11 Jul 2008 11:33:40 +0000</pubDate>
		<guid isPermaLink="false">http://sensetosave.com/?p=833#comment-12866</guid>
		<description>[...] Trading debt for contentment When we had credit card debt, we were more stressed. Now, we&#8217;ve discovered many more benefits that come with being in a better financial situation. [...]</description>
		<content:encoded><![CDATA[<p>[...] Trading debt for contentment When we had credit card debt, we were more stressed. Now, we&#8217;ve discovered many more benefits that come with being in a better financial situation. [...]</p>
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		<title>By: 2 Girls 1 Blog - No Shit. &#187; Saving Makes Cents: Why I&#8217;m Frugal.</title>
		<link>http://sensetosave.com/2008/04/14/trading-debt-for-contentment/#comment-7912</link>
		<dc:creator>2 Girls 1 Blog - No Shit. &#187; Saving Makes Cents: Why I&#8217;m Frugal.</dc:creator>
		<pubDate>Sun, 20 Apr 2008 15:57:17 +0000</pubDate>
		<guid isPermaLink="false">http://sensetosave.com/?p=833#comment-7912</guid>
		<description>[...] to Save, this post poses the question:  &#8220;What inspires you to be [...]</description>
		<content:encoded><![CDATA[<p>[...] to Save, this post poses the question:  &#8220;What inspires you to be [...]</p>
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		<title>By: Weekend Roundup - Soccer in the Snow &#124; beingfrugal.net</title>
		<link>http://sensetosave.com/2008/04/14/trading-debt-for-contentment/#comment-7888</link>
		<dc:creator>Weekend Roundup - Soccer in the Snow &#124; beingfrugal.net</dc:creator>
		<pubDate>Sat, 19 Apr 2008 11:03:13 +0000</pubDate>
		<guid isPermaLink="false">http://sensetosave.com/?p=833#comment-7888</guid>
		<description>[...] wrote a very thought provoking post on trading debt for contentment at Sense to Save. I couldn&#8217;t agree [...]</description>
		<content:encoded><![CDATA[<p>[...] wrote a very thought provoking post on trading debt for contentment at Sense to Save. I couldn&#8217;t agree [...]</p>
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		<title>By: Girl #1</title>
		<link>http://sensetosave.com/2008/04/14/trading-debt-for-contentment/#comment-7722</link>
		<dc:creator>Girl #1</dc:creator>
		<pubDate>Wed, 16 Apr 2008 01:15:48 +0000</pubDate>
		<guid isPermaLink="false">http://sensetosave.com/?p=833#comment-7722</guid>
		<description>I love your blog!  I've had some money problems in the past, but finally started to save a few years ago.  I have depleted most my savings a couple of times, but I think I need to take a cue from you and tighten up a little more and make a 6-month goal!

Sure, you get the occasional fit of jealousy when you see the new cars and cute decor your friends have, but there is a sense of pride that comes with making it without help.</description>
		<content:encoded><![CDATA[<p>I love your blog!  I&#8217;ve had some money problems in the past, but finally started to save a few years ago.  I have depleted most my savings a couple of times, but I think I need to take a cue from you and tighten up a little more and make a 6-month goal!</p>
<p>Sure, you get the occasional fit of jealousy when you see the new cars and cute decor your friends have, but there is a sense of pride that comes with making it without help.</p>
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		<title>By: TheCFONow</title>
		<link>http://sensetosave.com/2008/04/14/trading-debt-for-contentment/#comment-7688</link>
		<dc:creator>TheCFONow</dc:creator>
		<pubDate>Tue, 15 Apr 2008 14:14:23 +0000</pubDate>
		<guid isPermaLink="false">http://sensetosave.com/?p=833#comment-7688</guid>
		<description>Great post!  You are very inspiring!  And good questions to think about why frugality is important to me.  I may have to ponder that for a while, then maybe I'll blog my answers.  

Btw, I love your sidebar thingies too and I'm wishing I could figure out how to add one to my blog but I'm not that technical so it has to be super easy!</description>
		<content:encoded><![CDATA[<p>Great post!  You are very inspiring!  And good questions to think about why frugality is important to me.  I may have to ponder that for a while, then maybe I&#8217;ll blog my answers.  </p>
<p>Btw, I love your sidebar thingies too and I&#8217;m wishing I could figure out how to add one to my blog but I&#8217;m not that technical so it has to be super easy!</p>
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		<title>By: Save Money</title>
		<link>http://sensetosave.com/2008/04/14/trading-debt-for-contentment/#comment-7679</link>
		<dc:creator>Save Money</dc:creator>
		<pubDate>Tue, 15 Apr 2008 03:48:22 +0000</pubDate>
		<guid isPermaLink="false">http://sensetosave.com/?p=833#comment-7679</guid>
		<description>Wow, I have never experienced that in all my history with CC's. Thats not a comforting thing to know.</description>
		<content:encoded><![CDATA[<p>Wow, I have never experienced that in all my history with CC&#8217;s. Thats not a comforting thing to know.</p>
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		<title>By: Mrs. Micah</title>
		<link>http://sensetosave.com/2008/04/14/trading-debt-for-contentment/#comment-7663</link>
		<dc:creator>Mrs. Micah</dc:creator>
		<pubDate>Mon, 14 Apr 2008 20:05:22 +0000</pubDate>
		<guid isPermaLink="false">http://sensetosave.com/?p=833#comment-7663</guid>
		<description>@Save Money, that's handy indeed, but sometimes they'll try to get you for paying early. Sounds strange and twisted, but it's happened to people. Penalties and interest jacks.</description>
		<content:encoded><![CDATA[<p>@Save Money, that&#8217;s handy indeed, but sometimes they&#8217;ll try to get you for paying early. Sounds strange and twisted, but it&#8217;s happened to people. Penalties and interest jacks.</p>
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		<title>By: Amphritrite</title>
		<link>http://sensetosave.com/2008/04/14/trading-debt-for-contentment/#comment-7661</link>
		<dc:creator>Amphritrite</dc:creator>
		<pubDate>Mon, 14 Apr 2008 20:03:06 +0000</pubDate>
		<guid isPermaLink="false">http://sensetosave.com/?p=833#comment-7661</guid>
		<description>"Living frugally has helped us curb our materialism."

This is one of the MAJOR reasons I started learning about frugality.  I grew up in a home run by pack rats, my mother has a beautiful house now with so much STUFF that she's giving it away, and I lived with a cohabitator who was a packrat (at least with electronics).

When I finally got free and on my own, I started finding out just how much I could live without.  I didn't do it because I was poor or because I was a single person (thus, I would have to haul everything up the stairs...alone), but because I was curious why people push for a frugal lifestyle.

Turns out that you can live well in a Spartan fashion.  I didn't own a frying pan (ever) until last night when my BF got tired of my way of doing it and bought one!  I don't own a microwave - and I get a ton of stares for that one, let me tell you.  I own enough furniture to sit comfortably without feeling crowded.  I own enough towels (and use them to death) so that no one has to go without clean, dry towels after a shower.

In honesty, frugality has curbed my need to HAVE, and I realize now why so many "poor" people are happy...they appreciate what they have more than people who spend needlessly.

&lt;em&gt;Amphritrite's last blog post..&lt;/em&gt;&lt;a href='http://debtbecomesher.blogspot.com/' rel="nofollow"&gt;Would you like $22 + $200 of Free Stuff?&lt;/a&gt;</description>
		<content:encoded><![CDATA[<p>&#8220;Living frugally has helped us curb our materialism.&#8221;</p>
<p>This is one of the MAJOR reasons I started learning about frugality.  I grew up in a home run by pack rats, my mother has a beautiful house now with so much STUFF that she&#8217;s giving it away, and I lived with a cohabitator who was a packrat (at least with electronics).</p>
<p>When I finally got free and on my own, I started finding out just how much I could live without.  I didn&#8217;t do it because I was poor or because I was a single person (thus, I would have to haul everything up the stairs&#8230;alone), but because I was curious why people push for a frugal lifestyle.</p>
<p>Turns out that you can live well in a Spartan fashion.  I didn&#8217;t own a frying pan (ever) until last night when my BF got tired of my way of doing it and bought one!  I don&#8217;t own a microwave - and I get a ton of stares for that one, let me tell you.  I own enough furniture to sit comfortably without feeling crowded.  I own enough towels (and use them to death) so that no one has to go without clean, dry towels after a shower.</p>
<p>In honesty, frugality has curbed my need to HAVE, and I realize now why so many &#8220;poor&#8221; people are happy&#8230;they appreciate what they have more than people who spend needlessly.</p>
<p><em>Amphritrite&#8217;s last blog post..</em><a href='http://debtbecomesher.blogspot.com/' rel="nofollow">Would you like $22 + $200 of Free Stuff?</a></p>
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		<title>By: Deborah</title>
		<link>http://sensetosave.com/2008/04/14/trading-debt-for-contentment/#comment-7659</link>
		<dc:creator>Deborah</dc:creator>
		<pubDate>Mon, 14 Apr 2008 19:18:31 +0000</pubDate>
		<guid isPermaLink="false">http://sensetosave.com/?p=833#comment-7659</guid>
		<description>I'm going completely 'off the wall' and I'm going to talk about a statement you made when you said "We don’t look at credit limits as extra sources of income, an emergency fund, or as necessary tools to build our credit (as we once did)."  You don't necessarily say that you used to have more credit cards and now only have this ONE credit card.  But - just as a precaution, if you DID have more credit cards, have you gotten your free credit bureau report?  Have you ensured you've 'closed' those credit cards?  It varies from company to company on how you close them, but if they are still open, then there is a problem.  Because the line of credit that is available on those cards that you cut up, or quit using, but never 'closed' with the credit bureau is going to bite you in the butt.  Because the line of credit for those cards is considered a potential debt.  So please, if they are still 'open' with the credit bureau, call and close those babies out.  You'll be glad you did.</description>
		<content:encoded><![CDATA[<p>I&#8217;m going completely &#8216;off the wall&#8217; and I&#8217;m going to talk about a statement you made when you said &#8220;We don’t look at credit limits as extra sources of income, an emergency fund, or as necessary tools to build our credit (as we once did).&#8221;  You don&#8217;t necessarily say that you used to have more credit cards and now only have this ONE credit card.  But - just as a precaution, if you DID have more credit cards, have you gotten your free credit bureau report?  Have you ensured you&#8217;ve &#8216;closed&#8217; those credit cards?  It varies from company to company on how you close them, but if they are still open, then there is a problem.  Because the line of credit that is available on those cards that you cut up, or quit using, but never &#8216;closed&#8217; with the credit bureau is going to bite you in the butt.  Because the line of credit for those cards is considered a potential debt.  So please, if they are still &#8216;open&#8217; with the credit bureau, call and close those babies out.  You&#8217;ll be glad you did.</p>
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		<title>By: Save Money</title>
		<link>http://sensetosave.com/2008/04/14/trading-debt-for-contentment/#comment-7652</link>
		<dc:creator>Save Money</dc:creator>
		<pubDate>Mon, 14 Apr 2008 18:36:02 +0000</pubDate>
		<guid isPermaLink="false">http://sensetosave.com/?p=833#comment-7652</guid>
		<description>Well it's really nice to be able to have a credit card with an online option which allows you to go after a purchase and pay instantly, no fees or anything. That way you never have a problem with paying fees at the end of the month.</description>
		<content:encoded><![CDATA[<p>Well it&#8217;s really nice to be able to have a credit card with an online option which allows you to go after a purchase and pay instantly, no fees or anything. That way you never have a problem with paying fees at the end of the month.</p>
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