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	<title>Comments on: Trading debt for contentment &#8230; and other reasons we&#8217;re frugal</title>
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	<link>http://sensetosave.com/2008/04/14/trading-debt-for-contentment/</link>
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		<title>By: 5 Questions With The Money Life Network Members: Sense to Save &#124; Prime Time Money</title>
		<link>http://sensetosave.com/2008/04/14/trading-debt-for-contentment/comment-page-1/#comment-12866</link>
		<dc:creator>5 Questions With The Money Life Network Members: Sense to Save &#124; Prime Time Money</dc:creator>
		<pubDate>Fri, 11 Jul 2008 11:33:40 +0000</pubDate>
		<guid isPermaLink="false">http://sensetosave.com/?p=833#comment-12866</guid>
		<description>[...] Trading debt for contentment When we had credit card debt, we were more stressed. Now, we&#8217;ve discovered many more benefits that come with being in a better financial situation. [...]</description>
		<content:encoded><![CDATA[<p>[...] Trading debt for contentment When we had credit card debt, we were more stressed. Now, we&#8217;ve discovered many more benefits that come with being in a better financial situation. [...]</p>
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		<title>By: 2 Girls 1 Blog - No Shit. &#187; Saving Makes Cents: Why I&#8217;m Frugal.</title>
		<link>http://sensetosave.com/2008/04/14/trading-debt-for-contentment/comment-page-1/#comment-7912</link>
		<dc:creator>2 Girls 1 Blog - No Shit. &#187; Saving Makes Cents: Why I&#8217;m Frugal.</dc:creator>
		<pubDate>Sun, 20 Apr 2008 15:57:17 +0000</pubDate>
		<guid isPermaLink="false">http://sensetosave.com/?p=833#comment-7912</guid>
		<description>[...] to Save, this post poses the question:  &#8220;What inspires you to be [...]</description>
		<content:encoded><![CDATA[<p>[...] to Save, this post poses the question:  &#8220;What inspires you to be [...]</p>
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		<title>By: Weekend Roundup - Soccer in the Snow &#124; beingfrugal.net</title>
		<link>http://sensetosave.com/2008/04/14/trading-debt-for-contentment/comment-page-1/#comment-7888</link>
		<dc:creator>Weekend Roundup - Soccer in the Snow &#124; beingfrugal.net</dc:creator>
		<pubDate>Sat, 19 Apr 2008 11:03:13 +0000</pubDate>
		<guid isPermaLink="false">http://sensetosave.com/?p=833#comment-7888</guid>
		<description>[...] wrote a very thought provoking post on trading debt for contentment at Sense to Save. I couldn&#8217;t agree [...]</description>
		<content:encoded><![CDATA[<p>[...] wrote a very thought provoking post on trading debt for contentment at Sense to Save. I couldn&#8217;t agree [...]</p>
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		<title>By: Girl #1</title>
		<link>http://sensetosave.com/2008/04/14/trading-debt-for-contentment/comment-page-1/#comment-7722</link>
		<dc:creator>Girl #1</dc:creator>
		<pubDate>Wed, 16 Apr 2008 01:15:48 +0000</pubDate>
		<guid isPermaLink="false">http://sensetosave.com/?p=833#comment-7722</guid>
		<description>I love your blog!  I&#039;ve had some money problems in the past, but finally started to save a few years ago.  I have depleted most my savings a couple of times, but I think I need to take a cue from you and tighten up a little more and make a 6-month goal!

Sure, you get the occasional fit of jealousy when you see the new cars and cute decor your friends have, but there is a sense of pride that comes with making it without help.</description>
		<content:encoded><![CDATA[<p>I love your blog!  I&#8217;ve had some money problems in the past, but finally started to save a few years ago.  I have depleted most my savings a couple of times, but I think I need to take a cue from you and tighten up a little more and make a 6-month goal!</p>
<p>Sure, you get the occasional fit of jealousy when you see the new cars and cute decor your friends have, but there is a sense of pride that comes with making it without help.</p>
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		<title>By: TheCFONow</title>
		<link>http://sensetosave.com/2008/04/14/trading-debt-for-contentment/comment-page-1/#comment-7688</link>
		<dc:creator>TheCFONow</dc:creator>
		<pubDate>Tue, 15 Apr 2008 14:14:23 +0000</pubDate>
		<guid isPermaLink="false">http://sensetosave.com/?p=833#comment-7688</guid>
		<description>Great post!  You are very inspiring!  And good questions to think about why frugality is important to me.  I may have to ponder that for a while, then maybe I&#039;ll blog my answers.  

Btw, I love your sidebar thingies too and I&#039;m wishing I could figure out how to add one to my blog but I&#039;m not that technical so it has to be super easy!</description>
		<content:encoded><![CDATA[<p>Great post!  You are very inspiring!  And good questions to think about why frugality is important to me.  I may have to ponder that for a while, then maybe I&#8217;ll blog my answers.  </p>
<p>Btw, I love your sidebar thingies too and I&#8217;m wishing I could figure out how to add one to my blog but I&#8217;m not that technical so it has to be super easy!</p>
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		<title>By: Save Money</title>
		<link>http://sensetosave.com/2008/04/14/trading-debt-for-contentment/comment-page-1/#comment-7679</link>
		<dc:creator>Save Money</dc:creator>
		<pubDate>Tue, 15 Apr 2008 03:48:22 +0000</pubDate>
		<guid isPermaLink="false">http://sensetosave.com/?p=833#comment-7679</guid>
		<description>Wow, I have never experienced that in all my history with CC&#039;s. Thats not a comforting thing to know.</description>
		<content:encoded><![CDATA[<p>Wow, I have never experienced that in all my history with CC&#8217;s. Thats not a comforting thing to know.</p>
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		<title>By: Mrs. Micah</title>
		<link>http://sensetosave.com/2008/04/14/trading-debt-for-contentment/comment-page-1/#comment-7663</link>
		<dc:creator>Mrs. Micah</dc:creator>
		<pubDate>Mon, 14 Apr 2008 20:05:22 +0000</pubDate>
		<guid isPermaLink="false">http://sensetosave.com/?p=833#comment-7663</guid>
		<description>@Save Money, that&#039;s handy indeed, but sometimes they&#039;ll try to get you for paying early. Sounds strange and twisted, but it&#039;s happened to people. Penalties and interest jacks.</description>
		<content:encoded><![CDATA[<p>@Save Money, that&#8217;s handy indeed, but sometimes they&#8217;ll try to get you for paying early. Sounds strange and twisted, but it&#8217;s happened to people. Penalties and interest jacks.</p>
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		<title>By: Amphritrite</title>
		<link>http://sensetosave.com/2008/04/14/trading-debt-for-contentment/comment-page-1/#comment-7661</link>
		<dc:creator>Amphritrite</dc:creator>
		<pubDate>Mon, 14 Apr 2008 20:03:06 +0000</pubDate>
		<guid isPermaLink="false">http://sensetosave.com/?p=833#comment-7661</guid>
		<description>&quot;Living frugally has helped us curb our materialism.&quot;

This is one of the MAJOR reasons I started learning about frugality.  I grew up in a home run by pack rats, my mother has a beautiful house now with so much STUFF that she&#039;s giving it away, and I lived with a cohabitator who was a packrat (at least with electronics).

When I finally got free and on my own, I started finding out just how much I could live without.  I didn&#039;t do it because I was poor or because I was a single person (thus, I would have to haul everything up the stairs...alone), but because I was curious why people push for a frugal lifestyle.

Turns out that you can live well in a Spartan fashion.  I didn&#039;t own a frying pan (ever) until last night when my BF got tired of my way of doing it and bought one!  I don&#039;t own a microwave - and I get a ton of stares for that one, let me tell you.  I own enough furniture to sit comfortably without feeling crowded.  I own enough towels (and use them to death) so that no one has to go without clean, dry towels after a shower.

In honesty, frugality has curbed my need to HAVE, and I realize now why so many &quot;poor&quot; people are happy...they appreciate what they have more than people who spend needlessly.

&lt;em&gt;Amphritrite&#039;s last blog post..&lt;/em&gt;&lt;a href=&#039;http://debtbecomesher.blogspot.com/&#039; rel=&quot;nofollow&quot;&gt;Would you like $22 + $200 of Free Stuff?&lt;/a&gt;</description>
		<content:encoded><![CDATA[<p>&#8220;Living frugally has helped us curb our materialism.&#8221;</p>
<p>This is one of the MAJOR reasons I started learning about frugality.  I grew up in a home run by pack rats, my mother has a beautiful house now with so much STUFF that she&#8217;s giving it away, and I lived with a cohabitator who was a packrat (at least with electronics).</p>
<p>When I finally got free and on my own, I started finding out just how much I could live without.  I didn&#8217;t do it because I was poor or because I was a single person (thus, I would have to haul everything up the stairs&#8230;alone), but because I was curious why people push for a frugal lifestyle.</p>
<p>Turns out that you can live well in a Spartan fashion.  I didn&#8217;t own a frying pan (ever) until last night when my BF got tired of my way of doing it and bought one!  I don&#8217;t own a microwave &#8211; and I get a ton of stares for that one, let me tell you.  I own enough furniture to sit comfortably without feeling crowded.  I own enough towels (and use them to death) so that no one has to go without clean, dry towels after a shower.</p>
<p>In honesty, frugality has curbed my need to HAVE, and I realize now why so many &#8220;poor&#8221; people are happy&#8230;they appreciate what they have more than people who spend needlessly.</p>
<p><em>Amphritrite&#8217;s last blog post..</em><a href='http://debtbecomesher.blogspot.com/' rel="nofollow">Would you like $22 + $200 of Free Stuff?</a></p>
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		<title>By: Deborah</title>
		<link>http://sensetosave.com/2008/04/14/trading-debt-for-contentment/comment-page-1/#comment-7659</link>
		<dc:creator>Deborah</dc:creator>
		<pubDate>Mon, 14 Apr 2008 19:18:31 +0000</pubDate>
		<guid isPermaLink="false">http://sensetosave.com/?p=833#comment-7659</guid>
		<description>I&#039;m going completely &#039;off the wall&#039; and I&#039;m going to talk about a statement you made when you said &quot;We don’t look at credit limits as extra sources of income, an emergency fund, or as necessary tools to build our credit (as we once did).&quot;  You don&#039;t necessarily say that you used to have more credit cards and now only have this ONE credit card.  But - just as a precaution, if you DID have more credit cards, have you gotten your free credit bureau report?  Have you ensured you&#039;ve &#039;closed&#039; those credit cards?  It varies from company to company on how you close them, but if they are still open, then there is a problem.  Because the line of credit that is available on those cards that you cut up, or quit using, but never &#039;closed&#039; with the credit bureau is going to bite you in the butt.  Because the line of credit for those cards is considered a potential debt.  So please, if they are still &#039;open&#039; with the credit bureau, call and close those babies out.  You&#039;ll be glad you did.</description>
		<content:encoded><![CDATA[<p>I&#8217;m going completely &#8216;off the wall&#8217; and I&#8217;m going to talk about a statement you made when you said &#8220;We don’t look at credit limits as extra sources of income, an emergency fund, or as necessary tools to build our credit (as we once did).&#8221;  You don&#8217;t necessarily say that you used to have more credit cards and now only have this ONE credit card.  But &#8211; just as a precaution, if you DID have more credit cards, have you gotten your free credit bureau report?  Have you ensured you&#8217;ve &#8216;closed&#8217; those credit cards?  It varies from company to company on how you close them, but if they are still open, then there is a problem.  Because the line of credit that is available on those cards that you cut up, or quit using, but never &#8216;closed&#8217; with the credit bureau is going to bite you in the butt.  Because the line of credit for those cards is considered a potential debt.  So please, if they are still &#8216;open&#8217; with the credit bureau, call and close those babies out.  You&#8217;ll be glad you did.</p>
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		<title>By: Save Money</title>
		<link>http://sensetosave.com/2008/04/14/trading-debt-for-contentment/comment-page-1/#comment-7652</link>
		<dc:creator>Save Money</dc:creator>
		<pubDate>Mon, 14 Apr 2008 18:36:02 +0000</pubDate>
		<guid isPermaLink="false">http://sensetosave.com/?p=833#comment-7652</guid>
		<description>Well it&#039;s really nice to be able to have a credit card with an online option which allows you to go after a purchase and pay instantly, no fees or anything. That way you never have a problem with paying fees at the end of the month.</description>
		<content:encoded><![CDATA[<p>Well it&#8217;s really nice to be able to have a credit card with an online option which allows you to go after a purchase and pay instantly, no fees or anything. That way you never have a problem with paying fees at the end of the month.</p>
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