I’m really amazed at how many “snowflakes” we were able to round up in March. Every little bit of discovered, unexpected or extra money went straight into our emergency fund. At first, I wasn’t sure if $3 here or $15 there would make a big difference, but it really does add up! Give a purpose to those snowflakes, and you’ll find yourself beefing up your emergency fund or paying off debt faster than you thought possible.
Savings account interest $5.22
Pinecone research $6 (two surveys)
Rite Aid rebates $4.05; $14.46
Loose change from piggy banks, car $15
Sold a bag of books to Half Price Books $6.50
Online purchase refund (order mix-up. I used a $10-off coupon for the order, and they refunded the remaining coupon value as well) $6.99
ING Direct referral bonuses $30 (Thank you, whomever you are!) If you’d like me to send you a referral link, I’ll be glad to do so. When you open an account and deposit $250, you’ll get $25 and I’ll get $10.
Indiana state tax refund $111 Will this be the last time we file taxes in Indiana? I hope not…
Ebates check $143.47 I wasn’t expecting a check until May, but this showed up in my mailbox the other day. (!) I’ve gotten quite a bit of money back from referral bonuses and my own purchases. Check it out, already!
Total: $342.69 or 3 percent of our completed emergency fund!
OK–technically gift cards can’t be put into our emergency fund. However, we can use gift cards to supplement our regular purchases, so that leaves more money to save.
$10 Target gift card from debit card points program
$10 Target gift card from MyPoints.com (This is the second gift card I’ve earned since January! I love it. Let me know if I can send you a referral link.)
I’ll combine those gift cards with another $10 Target card from MyPoints and take that $30 and go swimsuit/beachwear shopping.
$25 Amazon.com gift certificate from one of the last credit card rewards I’ll ever redeem (I hope!). I combined that with $40 more in Amazon.com gift certificates and use that $65 to buy wedding presents, a book I’ve been wanting for several months, a juicer, and other things for our home.
Ideas for next month
Of course, I won’t be able to get another tax refund, and I’m not going to get another check from Ebates until May or so. So, what else can I do to get a sizeable snowflake to throw into the emergency fund?
- I’m going to put an old digital camera, iPod, and some graphing calculators on eBay.
- I’m considering repurposing some blog posts to sell to Associated Content
- Do you have other ideas for me?
I like keeping track of the smaller amounts of money I’ve scrounged up, and I plan to do it again in April.
P.S., visit Crystal’s blog for more posts on Frugal Friday!