A question from a reader:
My question is if you could recommend frugal places or tips regarding ring buying. My fiancé and I both want simple white gold or platinum (him only) bands with no diamonds, no engraving. Thanks!
Thanks for the question!
I think my advice will be limited, so I really hope other readers will add their input.
Since you want something simple, I think you’ll easily be able to find something that suits you without costing a fortune.
Before you even set foot into a jewelry store, decide how much money you are comfortable spending on your wedding bands. If it’s $300 (or whatever) total, don’t let yourself exceed that.
Also, don’t forget to factor in sales tax. If you spent $300, that’s $21in sales tax at 7 percent, and $18 at 6 percent, for example.
I would suggest that both of you go to a brick & mortar jewelry store so that you and your fiance can determine your correct ring size. That should save resizing it in the future, hopefully.
And, if your fiance is anything like my husband, his wedding band is the first ring he’s ever worn. It’s a good idea for him (and you) to try on styles you like to see how it looks with your skintone, to make sure the size of the ring compared to the size of your hand looks good, and to make sure it’s comfortable.
At first, Shane was leaning toward a white gold ring, but changed his mind and decided he preferred yellow gold once he saw how it looked on him.
As for me, I’m a white gold-only gal.
Try reputable online retailers. GLBL guy had fantastic success with buying an engagement-style ring on Amazon.com.
Once you have had a chance to examine some rings up close, you can take your business online, if you prefer.
If you’re dead-set on buying rings in person, at least be sure to shop all of the fine jewelry retailers in your mall (or malls). Expect an extremely high markup on prices.
If you find something that’s absolutely perfect, ask to make a deal (even if it’s within your price range). Most jewelry store workers (I think) work on commission. As such, they probably do have some wiggle room on the price, though most people don’t ask.
You can see if they’ll give you X percent off if you buy both of the rings from him (let the sales clerk first name the percent off–it might be higher than you thought).
If that doesn’t work, ask if it will be going on sale soon. Then, come back when the ring is on sale, if you choose.
If there’s still no deal, and it’s a price higher than you’re willing to pay, try this: "I like this ring, but I’m only willing to spend $X.xx on it. Unless you can meet that price, I’m going to have to shop elsewhere."
If they can’t offer you a better deal, then walk away.
You can always come back if you really can’t find a better deal somewhere else, but chances are they are going to want to make a sale right then.
Avoid warranties or service plans, unless you can talk them into throwing it in for free. You probably won’t need any expensive service on a wedding band, and if you do, the out-of-pocket expense is usually less than the service plan anyway.
A wedding band doesn’t have to cost a lot, and it doesn’t have to be the most flashy thing you’ve ever seen. After all, it’s what the wedding band represents that matters.
Your turn, readers! What advice can you share?