Really try to save everywhere you can. For exemple, really make sure you do revise all your insurance policy a few weeks before their renewal. It’s really easy to do online. I do this each year and in 15 minutes, I have quote from about 12 different company. I don’t change each year but make sure I have the best deal as well and manage to save hundreds of dollar last year. Make a good revision of other ways to get discounts. For cars, the deductible could be a good one, alarm system and other things like that could be worth considering as well. Just keep up the good work.

Your other expenses are closer, I think, to what we pay.

Thanks for the detailed monthly expenses!

I see that you tithe, too. I truly believe in the principle of tithing. We can’t outgive God and He does not fail to make sure we are amply provided.

When we started to tithe faithfully, our income seemed to be more than enough for our needs and we were able to pay off our debts, too! Now, we are building our savings and paying a residential lot at the same time.

I really like to idea of your blog. My husband and I are some sort of a tight wad, too.

I enjoy checking out your blog every day! Most of your stuff doesn’t apply to me as I live in Canada, but it’s still an interesting read!

My husband is the primary $$ earner, and while is job is “stable” I really don’t consider any job ever totally secure.

Hopefully, that’ll never happen to us! But if it does, I hope that we’ll be prepared.

I also plan to use the fund for insurance deductibles. Depending on how much money it’ll save us per month, we’re considering upping our car insurance deductible from $500 to $1,000, for example.

And I agree, it’s definitely worthwhile to keep that health insurance going.

Thanks for your comment!