Feb 18 2008

Do free drug Rx cards save you money?


I don’t know the answer to that question just yet.

We’re blessed in that we don’t require many prescriptions, but the next time I fill one, I’ll take a prescription savings card and ask the pharmacist what it could save me, if anything.

Our insurance covers quite a bit of prescription costs, so I don’t know that it would save us any money. But, for people without insurance or with a limited prescription insurance program, one of those free cards might be something to investigate.

This card says it can help you save money on pet prescription costs, as well.

A quick Google search shows there are a ton of cards out there for people:

Your Rx Card

Together Rx Access

Rx Drug Card

A card for readers in Westmoreland County, Pa.

and many, many more. What cards do you know of or use?

I don’t understand how flashing a card will save money. Does it work like a grocery store savings card? What sort of deal did the prescription drug companies make with these discount card companies? It’s all very confusing to me.

Posted under Uncategorized | 5 Comments »

5 Responses to “Do free drug Rx cards save you money?”

  1. We saved some money on prescriptions with the Your Rx card. It saved us about $20 ($87 vs $107).

    We got ones with our insurance which make more sense…they have a relationship with the insurance company after all.

    Even though we have to pay for everything up to a certain point, the insurance company wants us to pay less so that we don’t reach our limit and so they won’t have to start paying. Maybe the insurance people pay a set rate.

    I have no idea how the Your Rx card works. But it’s worth it to print them, cut them out, and give them a shot. You never know!

  2. Great question and great comment.

    I am the owner of YourRxCard.com and would be glad to answer your questions.

    Discount cards like the ones you listed have built networks of pharmacies that accept their pricing “schedules” in order to send members of the programs to their stores.

    Think of it this way. If I have a program with 1,000,000 members that I have contact with stores are going to want to offer my members discounts to get them into their stores. Pharmacies are no different.

    They are willing to give discounts to people to drive more volume to their stores. And more volume means they might get more loyal customers and those customers may buy more than medication.

    I hope that helps. If you have any questions feel free to contact me on the site.


  3. How do the companies that offer the drug cards make their money and can it be used to work with self-insured companies?

  4. Add Medicationcoupons.com to your list of websites that can save consumers money. Their discount drug card saves my husband and I over $100 a month. We both have diabetes and the medicine is not cheap if you don’t have coverage.

  5. There is also Usamedsaver.com- Their card saves me about $75 on one medication. For people with no health insurance or if a certain med just isn’t covered, these cards are great!

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Hey! I'm Kacie, wife and mother of 3. I write about my family's finance: how we save money, improve our spending, and plan for the future.

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