Sense to Save

Join me on my journey to live a more frugal lifestyle. Here, you'll find common sense and not-so-common sense on ways you can save money.


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  • Top 50


    That guy is ‘drowning in debt’ … are you?




    January 31st, 2008

    Have you seen this story in the LA Times?
    I don’t know why Nathan Drake is smiling. His spending is out of control. It probably cost him his first marriage, and I don’t know if he realizes just how serious it is.
    According to the story, Drake is spending $2,000 per month MORE than he makes. It’s [...]

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    Book-of-the-month clubs: Not a great idea




    January 31st, 2008

    I love books. Always have. I regularly visit the library, and have a small personal collection of books. I like to use PaperBackSwap, and get used books whenever possible.
    I’m a new member of MyPoints.com, and one offer that came through my inbox was points for signing up with a book-of-the-month club. I decided to look [...]

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    Recent Google reader round-up




    January 31st, 2008

    It’s been ages since I’ve posted a round-up of great things that have come through my reader.
    Here’s a few that I’d like to spotlight:

    Lynnae has a fabulous post of 75 frugal hacks for your home. You’ll find tips for saving on electricity, water, cleaning & maintenance,  cable,  decorating, and more.
    I recently discovered the Free Stuff [...]

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    An inspiring walk through a furniture store




    January 30th, 2008

    My new friend, her little baby and I wandered through a furniture store after lunch today. She told me she likes to look how they put things together, and gets ideas from them.
    I hadn’t really spent time in a store like that before, but it was fun! We saw some interesting designs and outrageously high [...]

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    BBC #4: My responses




    January 30th, 2008

    This week, I challenged y’all to do a few things in the Better Budget Challenge. (There’s still time if you want to jump in!):
    Check your credit report, update us on your budget, and tell us what you’d like to improve on this year.
    1. I got my credit report, and ugh, there’s an error I need [...]

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    Changes in eBay fees




    January 30th, 2008

    This e-mail came across my inbox this morning, and I wanted to pass it along. Basically, eBay is lowering its listing fees and rewarding great sellers by offering them more exposure.
    I haven’t sold anything on eBay in a long while, but if you’ve got some things that you’d like to get rid of, it’s nice [...]

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    Rite Aid deals for February




    January 30th, 2008

    If you have a Rite Aid near you, have a prescription that needs to be filled sometime in February (but haven’t had one filled there in the last 6 months), you can get a $30 gift card, plus an additional $5 and $5 if you transfer a prescription there.
    Look in this week’s insert–you’ll find two [...]

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    H&R Block giving free tax advice until Jan. 31




    January 29th, 2008

    This came in my inbox from an H&R Block PR rep, and I thought I’d pass it along:
    I thought you would like to know that H&R Block is offering free “Ask a Tax Advisor” sessions in honor of National Tax Advice Day 2008.  Through Jan 31, anyone can have a free email or phone exchange [...]

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    Top ingredients to make homemade




    January 29th, 2008

    I’m trying to prepare more and more food items from scratch, rather than buy a convenience version at the store. I like cooking, and I like to know what’s going into my food. Plus, in many cases, it’s more economical to do it yourself.
    Some items I’ve made recently include:

    Homemade tartar sauce (It’s just mayo, relish, [...]

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    Walgreens deals this month




    January 29th, 2008

    I haven’t been writing about drugstore deals as much lately. Sorry about that. I haven’t been going as often, these days.
    Hey, Pittsburghers, if you have a coupon for Skippy peanut butter, take it to Kuhn’s. The coupon is worth .40 (but they double it at Kuhn’s) and peanut butter is on sale this week for [...]

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    Nighttime water rates




    January 29th, 2008

    I don’t directly pay a water bill (it’s included with my rent) but I’m wondering: How many of you have different rates on your water bill throughout the day?
    To put it another way, is it cheaper for you to use water at night than during the day? How much do you save?
    In some regions of [...]

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    How many squirts does it take to get to the end of a tube of toothpaste?




    January 28th, 2008

    Lol. I don’t know. And, I don’t want to know.
    But, I DO know that my husband’s personal tube of 4.2 oz. Crest lasted him approximately 2 months and two weeks.
    In November, when he needed a new tube of toothpaste, I selected one from my "drugstore bin" and put the date on it with a Sharpie. [...]

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    Giveaway #3: A book on PaperBackSwap!




    January 28th, 2008

    Welcome, Bloggy Giveaways contest hopefuls (and my lovely regular readers)!
    If you couldn’t tell by my first and second giveaways this week, I love books! I’d like to give away at least one (hopefully more) free book via PaperBackSwap.com.
    If you’ve never heard of them, bibliophiles, take note: You’re going to love that site.
    PaperBackSwap, or PBS, is [...]

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    Giveaway #2: How to Be a Budget Fashionista!




    January 28th, 2008

    Welcome, readers of Bloggy Giveaways! I’ll be giving away at least three prizes this week. Here’s the second.
    If you love looking great, but don’t want to break the bank, then you really need to read Kathryn Finney’s book, How to Be a Budget Fashionista: The Ultimate Guide to Looking Fabulous for Less.
    Full of practical advice, [...]

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    Giveaway #1: Autographed copy of Miserly Moms!




    January 28th, 2008

    Welcome, readers of Bloggy Giveaways! I hope you win lots of lovely prizes. I’ll be giving away at least three prizes this week. Here’s the first.
    Do you wonder how your family can survive—even thrive—on one income? Perhaps you’d like to have more of a frugal mindset.
    Be sure to read Miserly Moms: Living on One Income [...]

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    Better Budget Challenge # 4 — Budgeting odds & ends




    January 28th, 2008

    This is the last challenge we’ll have that pertains directly to budgeting as a whole (at least, for awhile).
    In February, we’ll be focusing on the grocery aspects of our budget.
    But this week, I’d like us to take one last look at budget-related things:

    Get your free credit report
    Look over your budget method one last time to [...]

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    Menu for the weeks of Jan 28.- Feb. 8




    January 27th, 2008

    As I mentioned earlier, I’ve decided to try planning my menu two weeks at a time. I’ve done all the grocery shopping for the next two weeks, except for perishable items such as milk and fruits and veggies for next week. So far, this strategy might save me time and money. Woo hoo! The only [...]

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    Walgreens “Vacation Cash” promotion




    January 27th, 2008

    Walgreens is sponsoring a “Vacation Cash” promotion where if you spend a certain amount on Revlon or Almay products within a certain timeframe, you’ll get X amount of “Vacation Cash.”
    This promo sounds similar to the “Spa Rewards” promo they had a few months back.
    HOW IT WORKS:
    Revlon
    Buy $25 worth of product, Get $50 Vacation Cash [...]

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    Better Budget #3 roundup: It was just too much!




    January 26th, 2008

    Thanks to all of you who participated in the third Better Budget Challenge. We were able to reduce some expenses. Pretty neat, huh?
    Tenille feels like they can’t go much lower in their expenses without compromising the comfort of her family. Right now, they’re trying to cut expenses on their heat bill by using energy-efficient appliances [...]

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    How to treat your finances like a small business




    January 26th, 2008

    Written as a guest post by Kacie’s husband
    After only seven months, here I was center stage - all alone - without guidance - but full of enthusiasm. I was presenting for recruitment on campus in a large classroom. Despite my new accounting job, I am as non-businesslike as the rest of us, so I spoke [...]

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