Whew! Even though we don’t need to use our renter’s insurance policy, I’m once again thrilled it’s there.
Last night, around 10:30, I heard Niagara Falls come rushing in. Our hot water tank, located in a closet in our half-bathroom, was spewing hot water out the top.
Gushing. Exploding. Rapidly. Hot water. Ow.
I ran in there, yelled for help, and ran to the hall to throw off the circuit breaker for the hot water tank and the furnance/AC unit, which was also getting wet right next to it.
My husband had to use a vice grip to turn the valve off at the top.
Water was everywhere and we were bewildered. What in the world happened?
We called the maintenance man and he told us as long as we had the water off, it would be fine (though we wouldn’t have hot water) until he could come in the morning.
Well, he came, took one look at it and saw rust on the outside of the tank. He said it was shot, and we’ll be getting a new one today.
He said water would have continued to gush out until someone turned it off. Whoa.
If we weren’t home, that could have been hours and hours and hours. Our second-floor neighbor below probably would be the first to notice it in our absence.
I am so grateful the thing exploded when we were home. Even though insurance would pay to replace our soggy possessions, I’m so glad it doesn’t have to come to that.
So, once again, I’m reminded why I’m glad we’re renters right now, and why I’m absolutely glad we have renter’s insurance. If you live in an apartment, get it today! It’s like $10 per month…you can afford it. You can’t afford not to have a policy.