I’m a first-time participant in the Carnival of Personal Finance, and this week, it’s hosted by Money Smart Life.

My post, “How much does that recipe cost?” made the cut. Hooray!

Here are three posts featured in that carnival that I would like to share with you:

CompGifts shows us some simple steps for establishing a frugal budget. It’s not so hard, really. Soon, I’ll share with you how I budget.

Broke Grad Student highlights some ridiculous fees you should never ever pay. You don’t pay these, right? I doubt you do, but it’s still interesting to look at.

Millionaire Mommy Next Door has compiled a fantastic list of Debt Reduction Calculators, Planners and Resources.