Comments on: A Christmas budget http://sensetosave.com/2007/12/05/a-christmas-budget/ Wed, 08 Feb 2012 18:56:32 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: The Digerati Lifehttp://sensetosave.com/2007/12/05/a-christmas-budget/comment-page-1/#comment-2342 The Digerati Life Sun, 09 Dec 2007 05:09:11 +0000 http://sensetosave.com/2007/12/05/a-christmas-budget/#comment-2342 Just wanted to thank you for the mention! First time visitor here and I'm glad I found your site! My Christmas budget this year is staying about the same as last year so it's all good. Just wanted to thank you for the mention! First time visitor here and I’m glad I found your site! My Christmas budget this year is staying about the same as last year so it’s all good.

]]> By: Jeshttp://sensetosave.com/2007/12/05/a-christmas-budget/comment-page-1/#comment-2281 Jes Thu, 06 Dec 2007 00:46:09 +0000 http://sensetosave.com/2007/12/05/a-christmas-budget/#comment-2281 My side of the family draws names, we have a big family (10 adults and 14 kids plus my mom and step dad). Each couple buys presents for another couple and 2-3 kids. My husband's family is pretty low key, this year we are getting his two sister's families each a game or something cheap, and us girls are making cookies and stuff together as presents. We always have intentions of buying presents through the year so that by December we have them all bought, but we never do that. So December comes and we have no money set aside and no presents bought. God always provides extra money through different things though, so we never have to skimp on presents or bills. This year we ARE going to either set money aside in a savings account or buy a few presents each month so we have things taken care of. I'm making sure of it. My side of the family draws names, we have a big family (10 adults and 14 kids plus my mom and step dad). Each couple buys presents for another couple and 2-3 kids.
My husband’s family is pretty low key, this year we are getting his two sister’s families each a game or something cheap, and us girls are making cookies and stuff together as presents.
We always have intentions of buying presents through the year so that by December we have them all bought, but we never do that. So December comes and we have no money set aside and no presents bought. God always provides extra money through different things though, so we never have to skimp on presents or bills.
This year we ARE going to either set money aside in a savings account or buy a few presents each month so we have things taken care of. I’m making sure of it.

]]> By: Michellehttp://sensetosave.com/2007/12/05/a-christmas-budget/comment-page-1/#comment-2278 Michelle Wed, 05 Dec 2007 22:30:27 +0000 http://sensetosave.com/2007/12/05/a-christmas-budget/#comment-2278 I really need to start a Christmas Club/Gift account in January! We buy for a lot of extended family,including a lot of nieces and nephews. I make a list of everyone, and write down how much I'd like to spend, then check them off the list when I'm done. I just kind of pay-as-I-shop, but it'd be nice to have the money really earmarked/set aside! I really need to start a Christmas Club/Gift account in January! We buy for a lot of extended family,including a lot of nieces and nephews. I make a list of everyone, and write down how much I’d like to spend, then check them off the list when I’m done. I just kind of pay-as-I-shop, but it’d be nice to have the money really earmarked/set aside!

]]> By: samhttp://sensetosave.com/2007/12/05/a-christmas-budget/comment-page-1/#comment-2276 sam Wed, 05 Dec 2007 20:57:02 +0000 http://sensetosave.com/2007/12/05/a-christmas-budget/#comment-2276 For the first time in our twenty year marriage we saved through a Christmas Club account in the bank. (Now is the time to sign up for next year.) They automatically deduct a bit each month (or week if you prefer) and then cut you a check the first part of November.With my family, I only exchange gifts with my mom and sometimes my dad. I send each of my grandparents a poinsettia. With my husband's family, we draw names (kids included) and set a $ amount (it's $30) this year.This year I am trying very hard to keep my kids stuff in budget. They basically only get one thing they really want (this year there's a wool pea coat/new Bible, an iPod nano, a digital camera and a small digital camcorder - no gift more than $150). Then I get them pajamas, slippers, clothes, socks, etc. and a few books. This year I am also making them polarfleece blankets.Next year I hope to do more consumable/handmade gifts for family. We all have enough stuff!! For the first time in our twenty year marriage we saved through a Christmas Club account in the bank. (Now is the time to sign up for next year.) They automatically deduct a bit each month (or week if you prefer) and then cut you a check the first part of November.

With my family, I only exchange gifts with my mom and sometimes my dad. I send each of my grandparents a poinsettia. With my husband’s family, we draw names (kids included) and set a $ amount (it’s $30) this year.

This year I am trying very hard to keep my kids stuff in budget. They basically only get one thing they really want (this year there’s a wool pea coat/new Bible, an iPod nano, a digital camera and a small digital camcorder – no gift more than $150). Then I get them pajamas, slippers, clothes, socks, etc. and a few books. This year I am also making them polarfleece blankets.

Next year I hope to do more consumable/handmade gifts for family. We all have enough stuff!!

]]> By: joannahttp://sensetosave.com/2007/12/05/a-christmas-budget/comment-page-1/#comment-2273 joanna Wed, 05 Dec 2007 20:15:12 +0000 http://sensetosave.com/2007/12/05/a-christmas-budget/#comment-2273 We have a gift budget that we pay into all year long- we figure out at the beginning of the year who we're going to want to buy for for Christmas, birthdays, anniversaries, etc (plus unexpected gifts for babies, weddings, housewarming, etc) and approximately how much we're going to want to spend on each. If we over-spend on birthdays early in the year, we have to cut back for Christmas. I like this because there's no "Christmas panic" and we don't have to diverge from our normal budget. We have a gift budget that we pay into all year long- we figure out at the beginning of the year who we’re going to want to buy for for Christmas, birthdays, anniversaries, etc (plus unexpected gifts for babies, weddings, housewarming, etc) and approximately how much we’re going to want to spend on each. If we over-spend on birthdays early in the year, we have to cut back for Christmas. I like this because there’s no “Christmas panic” and we don’t have to diverge from our normal budget.

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