Warehouse clubs offer good prices but the yearly fees can be hard. Instead of getting a membership for me and my spouse I split it with a friend! I only pay half of the fee and two households get to take advantage of the savings. One person will be “primary” and one will be “under” the other but both cards work exactly the same.

[Kacie posted this tip to the Readers' Tips box. It originally appeared as a comment in The Complete Tightwad Gazette giveaway.]