Oct 19 2007

Friends that are too frugal

Someone Googled “friends that are too frugal” and came upon my blog. The searcher didn’t stick around. Perhaps it’s because I haven’t written about the topic until now.

You are only “too” frugal when you’re being frugal at the expense of someone else. For example, if you don’t pay your fair share when you go out to dinner with friends, you’ve got a problem.

If you encounter the best waitress ever, and only tip her 10%, you’re too frugal–and selfish as well. If you can afford to go out to eat, you should tip appropriately.

If you routinely clear out the shelves at CVS on Sunday mornings before anyone else can grab a deal–knock it off! And, go to church while you’re at it.

If you photocopy coupons or obtain them illegally, not only are you being too frugal, you’re being unethical and jeopardizing couponing for everyone else. Some stores no longer allow Internet coupons, thanks in part to practices such as these. Thanks a lot.

If you refuse to provide basic necessities for your family because you’re too engrossed in not spending money, then you’re causing harm. If little Billy has a toothache and needs to go to the dentist, and you can absolutely pay for it but you choose to wait until next year for the flexible spending account reimbursement–you’re pretty much a rotten person.

You can never be too frugal, as long as you practice your frugality ethically and never at the expense of others.

Visit this site for other postings on Frugal Friday.

7 Responses to “Friends that are too frugal”

  1. Yes, I totally agree! There’s a difference between being frugal and being selfish! Thanks!

  2. Wonderful list! :)

  3. Words of wisdom!

  4. Kacie,

    Thanks for being so straightforward about being too frugal. I often have to remind myself to not be overly frugal. I get overly frugal when I get upset or cringe as my husband makes some purchases. (But I know that he is doing it for the good of our home).Thanks again.


  5. Great post! There truly is a difference between frugal and cheap!
    I remember reading once about the stingiest woman who ever lived. She was ridiculously wealthy, and yet refused to pay for medical treatment for her son. He lost a leg because she couldn’t find a doctor who would treat him for free. Last I heard of that story, she died and the kid (now a grown-up) spent the money like there was no tomorrow. Who could blame him? Talk about being frugal at the expense of someone else!

  6. I have to agree. I grew up in a home that was entirely too frugal. We had no paper, no tape, no paints,virtually no games or toys, nothing to do, nothing to play with. Childhood was very boring for us.

    There is a point where it goes too far!

    Thank you for your post.


  7. I agree, there is a point where frugality infringes on the rights of others, and that is crossing the line into Scrooge-land!
    Then again, before passing judgement we should remember that there are people who are so deeply entrenched in poverty that stealing starts to make sense. No one likes to see their kids go hungry.

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Hey! I'm Kacie, wife to Shane and mother to Jonathan (7), Vivienne (5) and Amelia (2) . I write about my family's finance: how we save money, improve our spending, and plan for the future.

I hope I can inspire and encourage you to improve your situation. See disclosure.

I'm adopting a much slower-paced posting schedule, and treating this as a hobby blog now.

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